Taxes and Tax Preparation
Acronyms & Abbreviations
Navajo Indians

What is CEMA?


Top Answer
User Avatar
Wiki User
2009-03-17 03:27:34
2009-03-17 03:27:34

cema is a term used in the mortgage industry that helps people avoid paying county taxes again,

if some refinanced a loan of $300k and wants to refi a new loan for $350k 1 year later the cema would allow them to pay taxes on the new money only of $50k. CEMA is only typically charged in New York State.


Related Questions

University of CEMA was created in 1978.

One will find when searching the internet for the acronym CEMA that there are several different meanings of what CEMA stands for. One of those acronym's of CEMA is Canadian Egg Marketing Association.

Triple h can beat John cena and he is the only one

Council for Economic Mutual Assistance. The CEMA countries include United Arab Emirates, Ukraine, Turkey,South Africa, Slovenia, Serbia, Saudi Arabia ,Russia, Romania, Nigeria,Morocco, Kenya,Kazakhstan, Israel ,Hungary, Greece , Czech Republic ,Croatia ,Bulgaria ,Austria

You should consult an attorney, but it sounds like the title company was negligent. You should demand they compensate you for it and if they don't, take them to small claims court (or higher level court depending on the amount allowed in your jurisdiction). A CEMA mortgage is a very specific mortgage document. Was the original mortgage a CEMA mortgage and do you have an Owner's Policy issued by the title agency for that transaction? I am assuming you used an attorney for your closing, so consult that attorney as to what can be done, since you PAID that attorney for legal advise in the transaction. If the title agency collected a recording fee and did not use it to record a document (ANY document) that is a RESPA violation which can have very serious consequences for the title agency. I would go to their UNDERWRITER with the complaint and see what happens from there. Typically the Underwriter will consult with their Agents so that claims are not filed. They may be able to compel them to perform accordingly. If you had an Owner's Policy issued in the transaction, I'd immediately file a claim. If this was on a refinance transaction, you need to make sure that a CEMA mortgage was used by the lender. In either case, you are entitled to remedy of the situation.

The cast of Las cruces poblado proximo - 2006 includes: Miguel Antonio Hernandez as Patojo Miriam Arenas as Delfina Giacomo Buonafina as Comandante Camilo Raymund Coy as Don Cema Daneri Gudiel as Javier Herbert Ignacio as Don Simon Jeniffer Soto as Maria

Louvan E. Nolting has written: 'The Soviet view on the state of technological innovation in the U.S.S.R' -- subject(s): Technological innovations 'Integration of science and technology in CEMA' -- subject(s): Council for Mutual Economic Assistance, International cooperation, Research, Science and state, Technological innovations, Technology and state 'Sources of financing the stages of the research, development, and innovation cycle in the U.S.S.R' -- subject(s): Engineering, Finance, Research, Technological innovations

Egon Neuberger has written: 'International division of labor in CEMA' -- subject(s): Council for Mutual Economic Assistance, Division of labor, Industries 'The USSR and the West as markets for primary products' 'Comparative economic systems' -- subject(s): Comparative economics, Decision making 'The foreign trade practices of centrally planned economies and their effects on U.S. international competitiveness' -- subject(s): Commerce, Commercial policy, Competition 'Waiting and the period of production' -- subject(s): Interest and usury 'The Yugoslav visible hand system: why is it no more?' -- subject(s): Economic policy, Industrial policy

The cast of Top Secret - 1994 includes: Patricio Achurra as Arturo Rey Tamara Acosta as Amparo Mena Vidal Pilar Brescia as Mariana Vidal de Mena Sandra Burmeister as Alicia Mandujano Sebastian Dahm as Marcelo Logrono Carlos Embry as Fito Pelaez Armando Fenoglio as Padre Norberto Francesca Franzese as Betty Contardo Andrea Freund as Macarena Mena Vidal Humberto Gallardo as Pedro Orietta Grendi Catalina Guerra as Carolina Mena Cecilia Hidalgo as Nilda Carrasco Pilar Luders as Beatriz Carmen Luz Figueroa as Delfina Pablo Macaya as Borja Castello Teresa Munchmeyer as Cata Fabrizia Polanco as Isolina Francisca Reiss as Sandra Coca Rudolphy as Lourdes Willy Semler as Vicente Palacios Cristina Tocco as Gianinna Cema Sergio Urrutia Eliana Vidal as Mercedes Ruiz Violeta Vidaurre as Ramona Khon Felipe Viel as Lalo Samuel Villarroel as Roque Olivares Tito Villegas as Marcelo Logrono Sonia Viveros as Olga Viuda de Mena

here r the codes.CEMA-B6JY: Lots of things on the screen are now invisible. EVEN YOUR RINGS!!Z2GT-CA5W: All characters have superspeed (turn off the GG if you need to spin dash, unless you want to get stuck in a wall.)AWXT-CA4C: Don't Lose rings when hit.AWXT-CA4E: Earn 24,593 rings when hit (These are not random numbers, I calculated this! Use the Score meter!) HXRT-AA6A: Infinite time.96BA-CAG6 + 98MA-CAFO: Keep sheilds when hit.NTPT-CA50: Super/Hyper Sonic doen't lose rings with time.NTBT-CB50: Immortal (can still drown)ACCT-CA2R: Can't Drown (combine with previous code to be unstoppable!)RGSA-A6YY: One blue sphere for chaos/super emerald.4ANA-CRAO: Sonic jumps high2ANA-CWAO: Sonic jumps higherAANA-C4A0: Sonic jumps much higherAANA-DYAO: Sonic jumps too highTB5T-CNCR: Knuckles jumps as high as SonicPV5T-CRCR: Knuckles jumps highAB5T-CWCR: Knuckles jumps higherAB5T-C2CR: Knuckles jumps much higherAB5T-DTCR: Knuckles jumps too high(Sorry, no "jump" codes available for Tails. He can fly anyway.)BLNA-AACR: Rings worth 10 in SPECIAL STAGE ONLYAANT-CAG6: Become SuperSonic with no emeraldsAANT-CAGY + AAPA-CAB8: Become HyperSonic with no emeraldsAENT-CAHL: Become Super/Hyper Sonic with only 1 ringAB6A-CACW: Become SuperKnuckles with no emeraldsAB6A-CACL + AB6A-CAHR: Become HyperKnuckles with no emeralds.AF6A-CADA: Become Super/Hyper Knuckles with 1 ring(Sorry, no emerald/ring codes for Tails.)AALA-AAA8: Music still plays when the game is pausedAEEA-AXCW: Screen goes berserk (flashes strange colors)CA7T-AAE4: "Noob Saibot" Sonic/Tails/KnucklesAKVT-AA76 + AMNA-EA24: Keep rings between stages and levelsRGSA-A6AN: Rings leave sparkles in Special StagesRGSA-A6WY: Blue Spheres disappear and count as rings.HXRT-AC6A: Wakko Timer (also infinite time)AANA-DYYY: Sonic/Tails/Knuckles do not spin when jumping (may be unuseful since you cannot spin attack your enemies like you normally would.)WAPT-D2BO: Sonic on a "sugar high".AWXT-CADA: Rings fall from the sky when you are hit.96BA-CAG6 + 98MA-CAF0 Keep shields (fire, water, lightning) when hit.ATGT-CA3Y Super shoes don't run out with time.RENT-C6YA Sonic can always double jump (can't use water shield or become Super Sonic)RENT-C6V6 Sonic can always use Fireball Spin Dash (can't double jump, bounce, or become Super Sonic)CODES ARE FOR KNUCKLES IN THE SONIC 2 GAMEAX6D-AA3W Knuckles doesn't lose rings when hitHWLX-GA2Y Infinite timeSD5X-BJT2 Rings worth 2SD5X-BNT2 Rings worth 3SD5X-BTT2 Rings worth 4SD5X-BYT2 Rings worth 5SD5X-B2T2 Rings worth 6SD5X-B6T2 Rings worth 7SD5X-BAT2 Rings worth 8AE5X-AAFY Knuckles starts with 1 life instead of 3AY5X-AAFY Knuckles starts with 5 livesA65X-AAFY Knuckles starts with 7 livesBE5X-AAFY Knuckles starts with 9 livesDE5X-AAFY Knuckles starts with 25 livesGJ5X-AAFY Knuckles starts with 50 livesKN5X-AAFY Knuckles starts with 75 livesNN5X-AAFY Knuckles starts with 99 livesJV1D-CA6W Infinite livesPVWD-CRDC High jump for KnucklesABWD-CWDC Super jump for KnucklesABWD-C2DC Mega jump for KnucklesABWD-DTDC Orbital jump for KnucklesCODES ONLY FOR THE SONIC & KNUCKLES GAME ALONEAFKT-AAG0 Start with 1 life instead of 3AKKT-AAG0 Start with 2 livesAVKT-AAG0 Start with 4 livesAZKT-AAG0 Start with 5 livesA7KT-AAG0 Start with 7 livesBFKT-AAG0 Start with 9 livesDFKT-AAG0 Start with 25 livesGKKT-AAG0 Start with 50 livesNPKT-AAG0 Start with 99 livesK2WA-CA4J Infinite livesSonic and Knuckles CodesBack to the Codes Page![url=""]Super Nintendo Codes[/url]

Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.