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Answered 2005-01-04 12:37:26

A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they need to get auto insurance without owning a car. It covers you in any car that you drive, even if you do not own the car. It is basically a general insurance for drivers because some people who drive do not own cars.

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Can you get car insurance without owning a car?

Yes, You can look around for a Non-Owners Insurance Policy


Can an individual get insurance SR22 just on himself without an automobile?

Yes, You can obtain a Non Owners Insurance Policy and request your sr22 endorsement. Just just have to make some phone calls and ask some agents in your area and ask if they offer non owners auto insurance coverage with the sr22 filing. Some companies do not offer the sr22 service and some companies do not offer non owners insurance. Progressive is one that does.


Who sells insurance to a driver without a car?

a non-owners auto insurance policy can provide liability coverage in the event you operate a vehicle that is not owned by you nor insured under your name.


Can you get a non-owners policy if you are required to have an SR22?

A non owners sr22 filing is insurance without owning a vehicle. The state of California requires all drivers convicted of a DUI, Wet Reckless, or an uninsured accident to acquire an sr22 filing, If you are considering purchasing an non owners sr22 filing there are a couple of things that you will need to understand. A non owners policy only covers you while you are dirving a car that is not registered in your name, provided for your regular use, registered in the same household, or used during the course of employment. Non Owners SR22 Insurance Yes, SR22 Filings are common for a Non-Owners Insurance Policy. You can contact your local insurance agent to obtain it or try one of the many online resources. Some Insurers will not offer an SR22 Endorsement as they may consider the driver high risk.


Can you have insurance and not have a car?

Yes...this is called a "non owners insurance policy". Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.


Can you get auto insurance if you don't own a car?

Yes, You can purchase Non-Owners auto insurance, sometimes called a drivers policy.


What is non owners insurance?

Non Owners InsuranceNon Owners insurance - Auto Liability Insurance for Drivers who own no vehicle. It is also known as:1. Drivers Insurance2. Operators InsuranceNon Owners insurance is generally a Named Driver Policy Form (no other drivers are covered) and provides Secondary Auto Liability coverage along with other optional coverages.such as:1. Medical2. Uninsured / Under insured motorists3. Enhanced Personal LiabilityHappy Motoring


Where can one find information on non owner insurance?

If you are driving a car that you are leasing or renting, meaning you don't own it, you still require insurance but the policy is called a non owner insurance. A non owner insurance is available from most car insurance providers like GEICO, Progressive, Allstate and esurance. There are also providers who specialize in this kind of policy like Non Owners Car Insurance.


What is the benefit of having non owners insurance?

A non-owner auto insurance policy covers you from liability when you're not the owner of the vehicle. It is purchased per driver, so multiple drivers aren't covered under one policy.


How can you get an SR22 insurance form if you don't have a vehicle?

Yes. You might need to consider a non-owners insurance policy to fulfill your SR22 filing requirement.


Your sisters car that you'd driving have insurance do you need to get non owner insurance?

You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.


Can you have non-owners sr22 insurance on an auto and a motorcycle in South Carolina?

No, Non-Owners insurance, with or without an SR22 filing, As the name implies indicates that you do not own or regularly operate a vehicle. Non-Owners coverage is only secondary coverage to any insurance already on the vehicle being operated. You can not have Non-Owners Insurance on a car nor a motorcycle because to buy the non-owners policy you must declare that you own no vehicle nor do you regulary operate an uninsured vehicle. If you own or regularly drive a vehicle, You must obtain appropriate liability coverage on that vehicle whether you own it or not. Non-Owners Insurance only covers you for un-planned, un-expected vehicle use. It will not cover you in any vehicle belonging to household member nor in any vehicle to which you have ready access.


Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?

No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.


If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?

No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.


If someone buys non-owner auto insurance because of an SR22 whose vehicle may they legally drive?

Non Owners Auto Insurance CoverageNon-Owners Insurance allows you to drive non owned vehicles with some exceptions. Non owners Insurance will Not cover you in any vehicle that belongs to a member of your household nor any vehicle to which you have regular access. It will also not cover you in a rental car or any type of commercial or company vehicle at all, owned or non-owned. Non Owners Policies are Personal Lines insurance designed for unplanned and unexpected vehicle use by an occasional driver. Non owners auto insurance is drivers policy and is secondary coverage to any insurance carried by the vehicle owner.


Can an 18 year old get a non drivers insurance just to have a license?

Typically you don't need insurance in order to have a driver's license. If however you have violations on your driving record and are required to have an insurance policy in order to keep you license you should have no problem getting a non-owners policy.


Ask About Discounts For Non Owners Auto Insurance?

Many drivers don't own their own vehicles. For these individuals, a non owners auto insurance policy can be a very responsible buy. However, as with a standard policy, it's always good to ask your insurance provider about any available discounts when looking into non owners auto insurance. Many insurance companies will provide discounts to drivers with a history of safety or drivers who take special defensive driving courses. Other discounts may be available depending on the insurance provider, but it's always a good idea to ask or research discount options online to get the lowest possible non owners auto insurance rates.


Non owners insurance- can you get registration tags?

NO, Non Owners insurance is seconday coverage. No pimary covered Vehicle is implied.


Can a home insurance policy be cancelled for non payment?

Yes. Non Payment of premium can cause a cancellation or non renewal of an insurance policy.


Where can you get non-owner automobile insurance?

Non owners Insurance is available in every state in the US. Just call your local insurance agent. Some insurers do not offer non owners but many will.


Can you get an auto insurance policy with no vehicle?

Yes, In the United States, It's called a Personal Non-owners Insurance Policy, sometimes referred to as a "Drivers Policy" or an "Operators policy". Non Owners insurance however is intended for "unplanned, unexpected" usage. It is limited secondary coverage (liability only) that only invokes once the vehicle owners policy limits are exhausted. A personal Non owners Auto insurance policy generally does not provide coverage for a rental vehicle since a rental vehicle typically includes a reservation and several actions in a course of a "plan" to rent the vehicle. It does not provide coverage for a commercial vehicle of any type since it is a personal lines policy, (Personal lines auto polices do not cover commercial vehicles) nor for any vehicle that you drive on a regular (expected) basis or that you have regular (expected) access to.If you are considering a Non Owners Auto Insurance policy, be sure to discuss the coverage offered with a qualified insurance agent. Your agent can explain the limitations of coverages afforded and help you determine if it's right for you.The rules of Policy construct may vary in other countries.AnswerYES, I can verify this, it's a national policy and will be good for any vehicle you drive anywhere. But you do not need it. If you do NOT OWN A Vehicle of your own, registered in YOUR NAME, At your address, (They do not check) you will automatically are covered under that vehicle owners policy no matter what happens."


Can you get auto insurance without a vehicle?

If you do not own a vehicle you can still purchase auto insurance to cover you when you are driving borrowed vehicles and rented vehicles. Named non-owners insurance is a policy for individuals who drive borrowed cars and have a need for liability insurance. If you are required to provide an SR-22 to the DMV to keep your driving privilege and do not own a vehicle, named non-owners policies are the best solution. These policies will provide you with liability coverage in any car you do not own if you are found at fault for injuries or damage.


How much is state farm non owner insurance?

State Farm does not offer non owners auto insurance


What is another word for whole life insurance?

You can call a whole life insurance policy as a "Non-Endowment Life Insurance Policy".


How do you change over from a non owners policy to a vehicle policy?

Very simple. You just call your agent and let them know that you now own a vehicle. Usually you don't have to change the policy at all as the non-owners policy is just a normal auto policy without a vehicle listed. They will just add the new vehicle to the policy. Remember that the non-owners policy only has liability coverage on it so if you desire physical damage coverage you will want to make your coverage changes at the same time. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.


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