One insurance company that offers catastrophic health insurance is United Healthcare, under their Golden Rule plan. AARP also offers catastrophic insurance for seniors.
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
Catastrophic insurance is a type of health insurance that covers only big health care expenses. Catastrophic health insurance policies have lower-than-average premiums and higher-than-average deductibles.
Catastrophic Insurance is an insurance policy that is minimum coverage and only protects you in the situation of a catastrophe. There would be no need for you to buy an insurance policy like that.
Michigan catastrophic Claims Association and LA insurance is recommended in Detroit
EHI EHealthInsurance is America's #1 catastrophic health insurance companies. The say it takes 11 minutes to get health insurance on their site. Catastrophic health insurance is minimum coverage. Discovery Health says this is the best policy to have if money is tight.
According to this website, health.howstuffworks.com, catastrophic health insurance provides the minimum health care coverage and does not usually pay for doctor visits.
It really depends on your age and how often you expect to need to visit the doctor. If you are going to go frequently, then no, catastrophic health insurance is not enough for you.
State Farm does offer catastrophic insurance, as well as a wide variety of other insurances. Catastrophe insurance will cover you in the event of something (like an earthquake, etc) that is deemed a catastrophe.
We all want to believe that we will never be affected by a catastrophic health event. However, we all know as we age that the chances of a debilitating stroke, degenerative disease or other lingering catastrophic illness is quite possible. Senior citizens should research catastrophic health insurance or talk to an insurance provider. Medicare and regular health plans do not have the resources to provide the long term care that is needed in these cases. With catastrophic health insurance, senior citizens are better prepared for whatever the future holds.
No. A person pays for their own policy which covers them.
Serious damage, such as the breakage of a bone, or other muscle tears and ligament breakages. Also heart failures, and cancer treatment is covered in catastrophic health insurance.