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What is commercial insurance?

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โˆ™ 2013-07-19 18:07:59

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Commercial insurance helps protect your business from its own exposures. Exposures are risks that your business generates during the course of its operations.

Products carry liability if someone is hurt using them (general liability)

Operations like construction carry defective workmanship claims and site safety claims

Using vehicles in the course of business dictates a need for commercial auto insurance

Professional services rendered leads to a need for professional liability insurance

A good insurance broker can help you understand all of the different risk your company faces AFTER they spend time to understand your operations. Then they can discuss policy options and also help you understand what risks you face that wont be covered by insurance. Examples of these risks include OSHA fines, EPA compliance costs, HR Compliance costs, etc.

Commercial insurance is typically required by landlords and vendors, as well as customers. It isn't uncommon for these parties to request certificates of insurance to make sure that your company is protected and will help prevent them from financial damages in the event you experience a claim working with them.

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โˆ™ 2013-07-19 18:07:59
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Diffenance in commercial and non commercial insurance?

Commercial Insurance is for a business. (general liability, worker's comp, etc.) The term "non-commercial" insurance isn't generally used. There is commercial insurance and personal insurance (i.e. homeowners, personal auto)


How old do you have to be for commercial insurance?

there is no age if you own a business you can get commercial insurance


What kind of vehicles does Autonet Insurance specialise in?

Autonet Insurance specializes in the commercial automobile market. This includes fleet vehicle insurance, commercial vehicle insurance and commercial van insurance.


Where can one get commercial trucking insurance?

There are several places one can get commercial trucking insurance. These include Progressive Commercial, OOIDA Trucking Insurance, 1st Guard, and Royal Truck Insurance.


Where can one get commercial vehicles insurance?

There are many insurance companies which provide insurance for commercial vehicles. Progressive, MetLife, and Geico are all companies which offer insurance to commercial vehicle owners.


Where can I get commercial vehicle insurance?

Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.


Where can one hire commercial insurance agents?

Commercial insurance agents may be hired from your preferred insurance company depending on your particular requirements. One possible source is The Hartford or Commercial Insurance.


Where can I find cheap commercial truck insurance?

You can find cheap commercial truck insurance at www.InsurMart.net.


Where can I find good Commercial Vehicle Insurance?

You can find great rates on commercial insurance at www.InsurMart.net


Who sells commercial insurance?

Most insurance agent and or insurance brokers


Will regular auto insurance cover commercial vehicles?

Regular automobile insurance helps a car owner if the car hits a commercial vehicle. A commercial vehicle needs commercial insurance or a commercial rider in many states. Check with your agent.


Where do you get car insurance for a business car?

You would purchase commercial auto insurance from a company that writes that type of insurance. Most companies that write commercial insurance also provide commercial auto insurance though not all of them do. They also usually offer this type of insurance in a commercial package policy and offer a discount to purchase a package.

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