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Commercial insurance helps protect your business from its own exposures. Exposures are risks that your business generates during the course of its operations.

Products carry liability if someone is hurt using them (general liability)

Operations like construction carry defective workmanship claims and site safety claims

Using vehicles in the course of business dictates a need for commercial auto insurance

Professional services rendered leads to a need for professional liability insurance

A good insurance broker can help you understand all of the different risk your company faces AFTER they spend time to understand your operations. Then they can discuss policy options and also help you understand what risks you face that wont be covered by insurance. Examples of these risks include OSHA fines, EPA compliance costs, HR Compliance costs, etc.

Commercial insurance is typically required by landlords and vendors, as well as customers. It isn't uncommon for these parties to request certificates of insurance to make sure that your company is protected and will help prevent them from financial damages in the event you experience a claim working with them.

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โˆ™ 2013-07-19 18:07:59
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Q: What is commercial insurance?
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Related Questions

Diffenance in commercial and non commercial insurance?

Commercial Insurance is for a business. (general liability, worker's comp, etc.) The term "non-commercial" insurance isn't generally used. There is commercial insurance and personal insurance (i.e. homeowners, personal auto)

What kind of vehicles does Autonet Insurance specialise in?

Autonet Insurance specializes in the commercial automobile market. This includes fleet vehicle insurance, commercial vehicle insurance and commercial van insurance.

How old do you have to be for commercial insurance?

there is no age if you own a business you can get commercial insurance

Where can one get commercial vehicles insurance?

There are many insurance companies which provide insurance for commercial vehicles. Progressive, MetLife, and Geico are all companies which offer insurance to commercial vehicle owners.

Where can one get commercial trucking insurance?

There are several places one can get commercial trucking insurance. These include Progressive Commercial, OOIDA Trucking Insurance, 1st Guard, and Royal Truck Insurance.

Where can I get commercial vehicle insurance?

Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.

What should a commercial car insurance include?

A car insurance commercial should include a number of things. A car insurance commercial should include the cost of the insurance and what exactly the insurance would cover in the event of an accident.

Where can one hire commercial insurance agents?

Commercial insurance agents may be hired from your preferred insurance company depending on your particular requirements. One possible source is The Hartford or Commercial Insurance.

Will regular auto insurance cover commercial vehicles?

Regular automobile insurance helps a car owner if the car hits a commercial vehicle. A commercial vehicle needs commercial insurance or a commercial rider in many states. Check with your agent.

Where can I find cheap commercial truck insurance?

You can find cheap commercial truck insurance at

Where can I find good Commercial Vehicle Insurance?

You can find great rates on commercial insurance at

Who is the lady acrobat in the Mercury insurance commercial?

Melinda Maxi

Where do you get car insurance for a business car?

You would purchase commercial auto insurance from a company that writes that type of insurance. Most companies that write commercial insurance also provide commercial auto insurance though not all of them do. They also usually offer this type of insurance in a commercial package policy and offer a discount to purchase a package.

Who sells commercial insurance?

Most insurance agent and or insurance brokers

Where can one find commercial van insurance?

Many traditional auto insurance companies offer commercial van insurance. Companies such as State Farm, Progressive, and All State offer commercial van insurance. Geico, which prides itself on low prices, also offers commercial van insurance.

What kind of Commercial Insurance is required in Detroit, MI?

Business Insurance,Michigan Business and commercial Insurance ,Farm Bureau Insurance of Michigan are required in Detroit ,MI

What is the best place to buy commercial truck insurance?

Allstate is your best bet for commercial truck insurance.

What are some commercial truck insurance companies?

You can visit for online quotes for commercial truck insurance.

What companies offer auto commercial insurance?

The following companies offers auto commercial insurance: Budget Insurance,Santam Business Insurance,Geico Insurance, Liberty Mutual Group,Absa Idirect Insurance.

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Commercial insurance leads and business insurance leads are the same thing. Commercial usually refers to business transactions. You can purchase these leads from a company called Axiomi.

Can someone give me some information on commercial automobile insurance?

Most companies that offer individual auto insurance also offer commercial auto insurance. These are insurance plans designed for commercial vehicles. If your friend is happy with his individual auto insurance company, he should ask that company what plans they offer for commercial vehicles.

Where can one get a commercial automobile insurance?

One can get a commercial automobile insurance when one goes to the website of easyinsure. This website belongs to an insurance company in Ontario and offers commercial auto quote online.

Where can I go to get a commercial auto insurance quote?

The following insurance companies all offer commercial auto insurance quotes.

How can i locate an insurance company in Milwaukee Wisconsin named commercial life insurance company?

How do I locate commercial life insurance company in Milwaukee Wisconsin

What happen to an old insurance company called Commercial State Life Insurance Company?

How do I find out who has my policy I had with Commercial State Life INsurance Company