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An "Endorsement" is industry speak for a change to a policy. An endorsement can be adding or removing coverage from your policy. It just depends on what is being endorsed.
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Can a commercial business insurance policy protect you if your personal pet bites someone?
No pet bites would be covered under your homeowners or renters insurance policy.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
What companies will underwrite homeowners insurance while under bankruptcy?
What company will insure you when in chapter 13 if you home is not covered in the bankruptcy. If you have current insurance and the company is going out of business.
What is typically covered under small business insurance?
Small business insurance is geared to industry so what is covered will depend on what industry you are in and which insurance company your policy is supplied from.
What is a co-insured?
Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.
Does a dwelling fire policy 3 cover unendorsed mobile homes?
No. Mobile Homes are covered under their own Policy. Not under your Dwellings Policy.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Is your expensive boat covered under your Texas homeowners policy?
No, That would come under A "Watercraft Insurance Policy".
Are domestic workers covered under a homeowners policy?
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
Are garages covered by homeowners insurance?
Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.
Will homeowners insurance cover foundation problems due to a drought?
No, movement of earth or soil is not covered under a homeowners policy just as an earthquake is not covered under a normal policy unless you purchased the additional coverage.
Is a motorcycle covered under homeowners if involved in a garage fire?
Any motor vehicle is not covered under the HO policy.
Would gun theft be covered under homeowners insurance?
Read your policy.
Is scabies covered on homeowners insurance?
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
Is the furnace covered by homeowners insurance?
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
Would money theft be covered under homeowners insurance policy?
No, Cash, bullion, stocks and bonds and other negotiable paper are excluded from a homeowners insurance policy.
Will homeowners insurance cover my lawn mower destroyed by fire?
Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.
