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What is decennial insurance?

Updated: 9/14/2023
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14y ago

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In France, the Civil Code gives a legal system for decennial liability: There are the articles 1792 & 2270.

This liability concerns all the builders (the contractors, the architects, the engineers and the manufacturers) and it applies to all types of construction works.

It is a strict liability for ten years from practical completion.

This liability targets structural or non-structural defects if works are "unfit for their intended purpose".

In addition, there is a guarantee of two years from practical completion of the works for building equipment defects.

The French insurance Code says that this liability must be insured by a compulsory insurance for building works, called 'dommages ouvrage'.

Moreover, all developers and owners must also take an insurance policy for the decennial damages. This coverage is called 'responsabilité civile décennale'.

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14y ago
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