Rental car insurance is a system of insurance you use when renting a car so that during the period you have it if it gets damaged you do not have to pay for it.
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
You can buy insurance from any rental car company in every state. Car insurance companies do not sell special insurance just for rental cars but most policies cover you when you are driving a rental car.
The best place to purchase car insurance for rental cars it at the rental car company that you rent the car from. They will always give you an option to buy car insurance if you want to.
In the State of Texas, when you rent a car, rental insurance is not included. If you want to have the rental insurance it will come with an extra charge.
You can purchase car rental insurance from the car rental shop. Places like Enterprise and Budget rental car allow you to buy their insurance while you have their vehicle.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
You buy rental car insurance so if you are in an accident your insurance will pay for part or all of rental car expenses if a rental car is needed. Without this insurance this will be out of pocket for you.
Buying rental car insurance from a rental car company with vary from company to company, expect about $15-$25/day.
Virginia Auto Insurance can help you with car insurance, as well as rental car insurance for a low rate and cheaply too. Virginia Car Insurance Center can also help.
Non Owners auto insurance does not cover rental cars at all. You will need to buy insurance from the rental car company to be covered.
In California you have to be at least 25 years old to rent a car. Insurance companies will not give an 18 year old rental car insurance. If you do find a rental car company that will allow you to rent a car from them, the insurance you have on your own vehicle will cover the rental car as well.
Check you policy to determine if you have rental car insurance. Some credit cards also have rental car insurance. http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/do-you-need-rental-car-insurance/article1994097/