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What is the absolute minimum job history one needs to obtain a decent mortgage with good credit?

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Wiki User
May 23, 2005 5:03PM

In some cases, being on the job for 1 year can help obtain a low with a lower interest rate. This shows security. But your job history is not the only factor in obtaining a mortgage. Your monthly income, your repayment history, how you have used credit and your current available credit will be used in a creditors decision on what type of loan you would qualify for.