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โˆ™ 2004-11-10 10:29:55
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Q: What is the basic criteria of insurance being primary in the case of two or more insurance policies?
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Is theft covered in most auto insurance policies?

Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.


Do some insurance policies include emergency roadside service?

Many insurance policies offer Emergency Roadside Service as an optional coverage. It is not a basic coverage that comes with all insurance policies. It is often something that you have to specifically request and pay extra for.


What is the definition of primary coverage in regard to automobile insurance?

Basic coverage.


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HO-1, HO-2, and HO-3 policies are the primary standard homeowners policies in all states.


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Homeowner's insurance policies do not cover flood damage. You will need a Flood Insurance policy and to get one you will have to apply and wait 30 days.


Are insurance policies that cover perils such as fire storm theft and vandalism?

Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.


What type of life insurance policies are carried by Aetna?

Aetna offers several different types of life insurance policies which would include, basic, supplemental, dependent and accidental death. There is also supplemental accidental death and supplemental dependent life insurance to choose from.


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Check out a Company Called UMU they have a Boat Insurance Basic page that answers some great questions about the the insurance policies.


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United Medical Resources Insurance offers basic health care policies designed for the individual or small companies and corporations. Particular policies will vary from person to person or employer to employer.


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Yes, generally they do. Of course, there are many kinds of insurance policies. If you are unclear what your policy covers, check the certificate of coverage document or contact customer service on the back of your ID card, If your insurance is a PPO, POS or HMO ,it is extremely important to stay "in network."


What is the basic purpose of insurance?

What is the basic purpose of insurance


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What does car insurance from RACV offer?

RACV offers a wide range of car insurance policies, from comprehensive coverage to basic third party coverage. RACV offers car insurance at a deep discount and advertises this fact as a way to entice customers to switch from their current provider to RACV by getting a quote.


What is the cheapest basic car insurance?

The cheapest basic car insurance will vary from state to state, because all states have differing minimum car insurance requirements. Some good companies to check with for basic insurance are The General, Safe Auto, and Nationwide.


What is included in a basic insurance package from Infinity Car Insurance?

Infinity Car insurance has a basic car insurance package which would include your basic liability coverage and a small deductible. You may want to contact them for further information on the rates, terms, etc.


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Does met life basic insurance cover a broken pipe under your house?

Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.


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Here's a basic example of how secondary health insurance works. You go to the doctor, he charges you $100 for the visit. Your primary insurance pays him $50 and disallows $10. The remainder of the bill, $40, then either comes to you to pay or to a secondary insurance. In most cases the secondary will pay most, if not all of the $40.


What does basic injury insurance cover?

Basic injury insurance cover will vary according to the policy purchased. However, most policies will include personal injury protection which will cover one for any injuries caused in a crash, and an amount for repairing the damage to the car in the accident. Some options may include provision for other's injuries and collision damage protection.


Where are some places one can buy auto insurance in NJ?

One can buy auto insurance in New Jersey at the Esurance website. They offer auto insurance in New Jersey, which means they have mastered the slightly complex ins and outs for drivers in the Garden State. New Jersey drivers are required to choose between two types of auto insurance policies, basic and standard.


Can any one give you tips to find the most affordable life insurance?

In general, there are many different policies available depending on various circumstances.There are expensive life insurance policies and there are cheap ones. The expensive life insurance policies which include whole life and universal life policies are investment devices as well which also accumulate cash worth as the time passes. These are permanent policies and remain in effect till the policy owner lives. The insurance amount is tax free and also facilitates borrowing loans.As far as term life insurance policies are concerned, the most inexpensive and basic ones are just for protection purposes. The duration for which a term life policy remains effective is limited and there are no cash returns or dividends in a term life policy.The low cost life insurance- would be the most affordable it is a good deal for young couples, people with children, single parents and even individuals with no families. It complements modest household incomes, doesn't put a strain on the finances and yet offers good coverage for a number of years.


The most affordable life insurance?

In general, there are many different policies available depending on various circumstances.There are expensive life insurance policies and there are cheap ones. The expensive life insurance policies which include whole life and universal life policies are investment devices as well which also accumulate cash worth as the time passes. These are permanent policies and remain in effect till the policy owner lives. The insurance amount is tax free and also facilitates borrowing loans.As far as term life insurance policies are concerned, the most inexpensive and basic ones are just for protection purposes. The duration for which a term life policy remains effective is limited and there are no cash returns or dividends in a term life policy.The low cost life insurance- would be the most affordable it is a good deal for young couples, people with children, single parents and even individuals with no families. It complements modest household incomes, doesn't put a strain on the finances and yet offers good coverage for a number of years.