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What is the difference between bank loan and bank credit?

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โˆ™ 2008-07-17 10:09:25
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Q: What is the difference between a bank loan and a bank credit?
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What is the difference between secured and unsecured loan at the bank?

A secured loan is where there is a physical item that can be claimed if the loan is not paid - a house, a car, jewelry, etc. An unsecured loan is where there is nothing for a bank to take to get its money back if you default, such as education loans, credit cards and similar loans.


What is the difference between Home equity loan and a line of credit?

The difference between a home equity loan and a line of credit is that a home equity loan is money that is borrowed against the equitable value of a home, whereas a line of credit is a loan that can used for anything and is not borrowed against the value of a home.


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Who do you talk to at the bank to check on your bank credit?

You can go to your local bank or the bank which you bank with and ask a mortgage loan officer, or a loan officer to run your credit to see what it is.


Is it possibleto get an auto loan with a 547 credit score?

It is unlikely that a bank would give a person a loan who has a credit score of 547. A good credit score for a loan would be between 700-800.


Difference between a bank loan and a bank overdraft?

A bank loan is a note that is repaid over years. A bank draft is only used when you don't have the funds in your account.


What bank you can go to get a bad credit loan you and your wife have bad credit?

Yes, you can get Bad Credit Loan.


Can you get a loan from a bank with a responsible co signer?

Your abaility to obtain a loan from a bank is generally based on your credit score and what type of loan you would like to get. Generally, if you have a cosigner that has a good credit report you should be able to get a loan.


How get a loan with a bank with bad credit?

The only way one with bad credit get a loan from a bank is to use a co-signer who has a stronger credit profile.


What is a bank loan?

A bank loan is money that is owed to a lending institution. This can be, for example, a bank or a credit union.


What is bank loan?

A bank loan is money that is owed to a lending institution. This can be, for example, a bank or a credit union.


What is the difference between a car loan?

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