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Are you sure you don't mean an ''E'' and O policy? If so you will need to search court cases for that answer, and still many settlements are confidential.

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โˆ™ 2007-09-02 10:55:47
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Q: What is the highest sum insured given till date under a D and O policy?
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What is the insured peril under standard fire policy?

Fire.


Can you be auto insured under your uncles policy?

It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.


Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?

no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only


Does homeowners policy cover foundation leaks?

That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.


What are the difference between the marine Insurance policy and insurance certificate?

A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.


Is it possible to have a car title in your name but have it insured under your parents policy?

Yes.


Who is a professional when referring to the exclusion under a commercial general liability policy for professional fees?

The "Professional",, would be the person or entity "Insured" under the contract.


Who is covered under homeowners insurance?

A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.


What is a co-insured?

Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.


Does homeowner insurance cover septic tank failure?

Depends on the policy. You need to look under Perils Insured Against in your policy.


Rights and duties of insurer and insured?

They vary per policy and per company. They will be listed on the policy itself under the section entitled "conditions".


Can you extend liability ins to vacation home in fl?

If both properties are insured under the same policy, Yes. If each property is insured separately under a different policy then you will need to contact the insurer of the pertinent property to address liability coverage issues.


Difference in comprehensive general liability and commercial general liability?

who is the insured under a general liability policy


When is the face amount paid under a Joint life and Survivor policy?

Upon death of the first insured


If someone is borrowing your insured boat are they covered under your policy?

yes, it should if they had your permission and your policy doesn't include any 'excluded' drivers or users


Can you drive your dad's fully comprehensive insured car with his permission?

It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.


What is Bank of America's loss payee clause?

The loss payee clause is part of the contract that states that of payment is made under the policy in relation to the insured risk, payment will be made to a third party. The payment will not go to the insured beneficiary of the policy.


What is the difference between being insured under a policy and being self-insured?

If you have an insurance policy purchased from an insurance company, some or all of the financial losses you incur will be reimbursed by the policy issuer. If you are self-insured you, or the company that is self-insured, is responsible for all financial losses and liability to others. Some self-insured companies are self-insured only for the first million or 5 million dollars, and have bought insurance policies to cover larger losses. Their annual insurance premiums are lower as a result, since the purchased policy is not responsible for those less, and more frequent, losses.


Can one person be insured with two separate car insurers. i.e my dad is insured and i want to get insured as a second driver on my own car on a new policy under my dad's name?

Yes, you can purchase as many policies as you want.


If i am a passenger in a car that is not insured and I suffered an accident in that car can i claim uninsured motorist benefits under my parent's policy?

I think. if ur under 18.


Under what conditions should a client have a commercial policy instead of relying on a domestic lines policy?

Is their insured property being used in business more than personally?


Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?

You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.


Is motorcycle insurance required in Tennessee?

Yes any vehicle operated in Tennessee must be insured under a liability policy.


Is a RV and contents covered for fire damage if parked at residence?

They are only covered if they themselves are insured under their own policy.


What is California's policy on car insurance for new drivers?

For a new driver to receive insurance in California, you will need to talk to your legal guardian. You cannot be insured yourself, but have to be insured under your guardians name.

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