An Umbrella policy
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.
Yes, I would make sure that any car you drive is covered.
If your son has a valid drivers license , he can legally drive your vehicle. But- he will not be covered by your auto insurance policy for any damage incurred while your son was operating the automobile. Therefore You would be liable (out of pocket) for any damages.In some states, he cannot legally drive any vehiclewithout car insurance.
They can as long as they are listed on the insurance policy for each vehicle OR there is a permissive user clause on the insurance which allows any driver to operate the car and still be covered.
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.
No
Most policies state that you have to notify them of all household members and drivers of the vehicle. This is something that you have agreed to do in the insurance contract. Many insurance companies will allow you to exclude the person from your insurance policy if they absolutely do not drive the vehicle. When you sign an exclusion you are agreeing that not only does the person never drive your vehicle but also that if this person does drive for any reason there is no coverage under the policy while he is driving. If you get sick and cannot drive but your boyfriend does and has a wreck they pay nothing. In order for a person to be covered they must be listed on the policy and any premium for them must be paid. Doesn't that sound fair. They are covered only if you pay for them to be covered.
You must have car insurance to drive your vehicle on UK roads.It means you're covered if you have an accident causing damage or injury to any other person, vehicle. If you are looking for car insurance quotes i hereby recommend the great resource for car insurance comparison site - comparemarketinsurance.co.uk/car-insurance
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
Generally yes, you are covered for any car you are legally driving. The one exception that comes to mind is if you steal a car and wreck it.
Usually cars are insured for that specific vehicle. Clauses in the policy will detail the coverage of other drivers and any exclusions such as age or license requirements etc. If you have the drivers permission you are usually covered so long as you meet these clauses. To get insurance that covers any car you personally drive you will have to contact the insurance companies to go through what you require.