Repossession
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What is the length of time Florida creditors have to contact you after a repossession?

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2004-11-08 23:31:20
2004-11-08 23:31:20

start here http://licgweb.doacs.state.fl.us/recovery/violations.html Why would they need to conttact you??

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It varies from state to state, but in your case about 10 to 14 days. Its time of process is counted on importance.


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Repossession companies must give you the opportunity to recover your personal belongings. That being said, they need not do so at the time of repossession. If they store your property for any length of time, the may charge a storage fee. They are not required to hold your property indefinitely either. If you make no attempt to recover you belongings, the repossession company will dispose of it after 30-45 days.



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Well depending on what state your in it varys. They have to send a letter to you stating you have defaulted on your loan and are going to be repossessing your auto. Depending on who you financed it thru you may have signed that away. at some car lots they can repo your car even if your only one day late because you signed that agreement. Always read any contract you sign with a fine tooth comb.


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Yes. The period varies in every state. You need to check the laws of your state to determine the length of time provided to creditors in your jurisdiction.


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They will wait. Some of them will contact me. I will find the vehicle, or find a local party to find the vehicle, and the repossession agent will be notified of the location of the vehicle so that he may secure it.Repossession is a time game. The length of time anyone can actively hide a vehicle they use at any time is minimal at best. If you rely upon it, you must drive it. If you drive it, you will not be able to secure it from recovery indefinitely.Consider this:The repossession agent has one purpose in his job, and only one: that is to secure the unit you are trying to steal from the lender. In this game he has access to resources you cannot imagine, and has the assistance of people who can legally look into every aspect of your life in the attempt to recover the property. These people can make contact with you anywhere you go, once a day, from 7:00 AM to 9:00 PM, seven days a week, 365.4 days a year; people who may take a certain amount of satisfaction in making your phones ring at some of the most inconvenient times. They can contact you at your place of employment. They can legally leave messages attempting to make contact with you with your friends, your neighbors, your family, and the people where you work; and, they can do so with each of these once per day. How many people do you know? Oh, and cell phone numbers and unpublished landline numbers are nowhere nearly as secure as most people believe.They will find where you live, where you work, where you bank, no matter how often you change any of these. And, in Maryland, you must re-register your vehicle every four years--keep in mind that some states are passing laws that prevent those who have active repossession orders open on other vehicles registered to them from registering ANY vehicle in that state. Many states have passed or are passing laws making it a felony to actively hinder the repossession of property on which payment has been defaulted.So, it is important to weigh the value to you of the vehicle against the value of the peace and security of your privacy. The repossession agent can't share why he is calling and leaving messages, but this does not prevent the attempts at contact from being made.


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