One can get their credit rating for free from three credit reporting companies. Equifax, TransUnion and Experian will all be able to provide one with their credit score.
I've read that the FICO score is a system for evaluating your credit information. It was developed by the Fair Isaac Company, from whom it gets its name, and the highest score id 850.
No, it is impossible to have a credit score without any credit history. But you should check to make sure. You might find lines of credit reported in your name that don't belong to you which is a potential indication of identity theft.
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
If you are an authorized user of another persons credit it has no effect on your credit at all. It will not raise nor lower your score. The credit card company simple issues you a card with your name on it and then holds the person who holds the credit with them responsible for any charges you make.
No, if you fill out applications to open a line of credit then that will change your credit score but simple inquires of your personal credit score will not ruin it. It is better to keep an eye out on your score and report to make sure no one has opened an account in your name or to dispute anything that doesn't seem right on your report. Always pay your bills on time and more than the monthly payment to increase your score. A Excellent score is above 800 points and 700-799 is a good score.
No, because its for a business and it's not in your name. It will however change your credit score if and only if you have a business credit card in your name.
No, not unless you fraudulently use your child's identity in obtaining credit in their name.
No, it does not affect your credit score at all.
I've read that the FICO score is a system for evaluating your credit information. It was developed by the Fair Isaac Company, from whom it gets its name, and the highest score id 850.
purchase a/c Dr To Customer Name (Being Credit Purchase to C ' Name Rs)
Nope. The lender (mortgage company) is the entity that reports information to the credit agencies, so if your name is not on the loan documents the home will not affect your credit. Being on the deed gives you rights to the property but is not a credit trade line.
No.
For $14.95 get a Single Credit Bureau report Including Your Credit Score - Select this option if you just want to see your credit report and credit score from only one of the 3 national credit bureaus. Take your pick and choose the credit bureau you prefer.
No, it is impossible to have a credit score without any credit history. But you should check to make sure. You might find lines of credit reported in your name that don't belong to you which is a potential indication of identity theft.
This depends upon your credit score.
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
IT'S LIKE DEFAULTING ON ANY OTHER HOME LOAN. YOUR NAME WILL GO INTO THE CREDIT BUREAU IT WILL AFFECT YOUR CREDIT SCORE AND NOT BEING ABLE TO PURCHASE ANOTHER HOME/CAR.