Asked in Business & FinanceHome Equity and RefinancingBankingImproving Your Credit Rating
Business & Finance
Home Equity and Refinancing
Improving Your Credit Rating
What is the name of the entity that sets interest rates?
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Asked in European Union
Who sets interest rates in the European monetary union?
Asked in Federal Laws
Does the president has the authority to set interest rates?
Asked in Computer Printers
What are the components of an entity relationship model?
Asked in The Difference Between, Legal Definitions
What is difference between generalization and specialization in DBMS?
DBMS: Data Base Management System generalization and specialization are important relationships that exist betweena higher level entity set and one or more lower level entity sets. 1. generalization is the result of taking the union of two or more lower level entity sets to produce a higher level entity sets. specialization is the results of taking subsets of a higher level entity set to form a lower level entity sets. 2. In generalization,each higher level entity must also be a lower level entity. In specialization,some higher level entities may not have lower-level entity sets at all. 3. Specialization is a Top Down process where as Generalization is Bottom Up process.
Does the federal government influence interest rates?
Asked in Relationships
Entity-relationship model additional features?
Specialization The process of designating sub groupings with in an entity set is called specialization.We use IS A relationship to represent specialization.IS A relationship may also be referred as super class-subclass relationship Example: Person IS A Employee Person IS A Customer Employee IS A Manager Generalization Here the design process take place in bottom up manner.Multiple entity sets are synthesized into a higher level entity set on the basis of common features. Example: Employee and Customer entities can be synthesized into a higher level entity Person. Attribute inheritance The attributes of higher level entity set are inherited by lower level entity set. Aggregation Aggregation is an abstraction in which relationship sets are treated as higher level entity sets. Here a relationship set is embedded inside an entity set, and these entity sets can participate in relationships.
How is the current interest rate determined?
Asked in The Difference Between
What is the Distinction between condition defined and user defined constraints which of these constraints can system check?
In a generalization-specialization hierarchy, it must be possible to decide which entities are members of which lower level entity sets. In a conditiondefined design constraint, membership in the lower level entity-sets is evaluated on the basis of whether or not an entity satisfies an explicit condition or predicate.User-defined lower-level entity sets are not constrained by a membership condition; rather, entities are assigned to a given entity set by the database user. Condition-defined constraints alone can be automatically handled by the system. Whenever any tuple is inserted into the database, its membership in the various lower level entity-sets can be automatically decided by evaluating the respective membership predicates. Similarly when a tuple is updated, its membership in the various entity sets can be re-evaluated automatically
Why do short-term and long-term interest rates - such as the one month and ten year rates - tend to change together?
Interest rates express the value of money over time, and are a function of inflation and supply/demand of capital. In US markets, short-term interest rates - such as the one-month interest rate - are almost wholly dependent on where the Fed Open Markets Committee (FOMC) sets its overnight lending rate, known as "Fed Funds". The FOMC meets about every six weeks to raise or lower interest rates depending on the path of the economy and inflationary/deflationary pressure. For example, after September 11th, the FOMC met to "ease" interest rates (i.e., lower them) to stimulate borrowing and spending. During the tech boom, when the economy was hot and speculation rife, the FOMC was "tightening" money (aka "hiking" rates) by raising its target interest rate and therefore increasing borrowing costs. The FOMC target rate, and expectations for future FOMC rate moves, drive the short end of the yield curve. Long-term interest rates are also responsive to Fed policy, but are more dependent on supply/demand dynamics as well as longer term rate expectations. If, for example, people expect a lot of inflation (i.e., the value of a dollar erodes rapidly over time), long-term interest rates will be high. In recent years, pension investment and overseas demand for USD bonds have kept long-term rates relatively low. Because the FOMC sets interest rates in response to economic and inflationary conditions, and because longer term investment decisions are dependent upon those factors, you tend to see short-term and long-term interest rates move in the same direction.
What bank sets the interest rates all other banks in Canada?
Asked in Business & Finance
Why are there so many different rates of interest?
There are many different rates of in the over all picture, however there is just one maximum rate per each sector. The Federal Reserve sets the bank lending rate that every Qualified Bank gets to borrow money at. The Federal Government (separate from the Federal Reserve) Sets a maximum interest rate in which banks and lending institutions can lend their money at for each type of loan (personal, automobile, credit card, home loan ect.) Each type of loan come with its own risk to the lender for repayment. It is the risk factor that is the main reason for the different interest rates. Another factor in the difference in interest rates is the inner workings of lending institutions and the competition for acquiring customers. Some lenders have different pay scales for their employees and executives. Thus making their own profit margins and cost of doing business different and that justifies their reasoning to charge different interest rates. Let's not forget the most important factor in setting interest rates... that is the willingness of the general public to accept the rates being charged.... No borrowers means no business. There is the ever changing balancing act between the lenders and the borrowers.
Asked in Economics
What are the factors that affect the economic growth?
Asked in Database Programming
What is the difference between physical data model and logical data model in systems analysis?
The Logical Data Model (LDM) is derived from the Conceptual Data Model (CDM). The CDM consists of the major entity sets and the relationship sets, and does not state anything about the attributes of the entity sets. The LDM consists of the Entity Sets, their attributes, the Relationship sets, the cardinality, type of replationship, etc. The Physical Data Model (PDM) consists of the Entity Sets (Tables), their attributes (columns of tables), the Relationship sets (whose attributes are also mapped to columns of tables), along with the Datatype of the columns, the various integrity constraints, etc. Erwin calls the conversion / transformation of LDM => PDM as Forward Engineering which further leads to the actual code generation and the conversion of Code => PDM => LDM as Reverse Engineering! Though the question says specifically about Erwin, the above explanation is independent of the datamodeling tool used for the purpose.