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All drivers of a motor vehicle on public roads must carry proof of Financial Responsibility at all times. All your parents need to do to find out if you will be covered is ASK THEIR AGENT. Their premium will go up if there is a teenage driver in the household, even if you never drive their cars.

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โˆ™ 2011-08-20 08:04:59
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Q: What is the policy for insurance under a learner's permit?
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Related questions

Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?

He is covered under his parents' policy until he gets his own car and license.


Can i have car insurance with learners licence?

If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.


Does one need to be covered under the parents' insurance when one just got her or his learners permit?

It depends on the insurance companies rules.


How do you get car insurance with a learners permit?

You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.


Can a 15 year old with a learners permit get car insurance?

Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc


Do drivers with learner permits need car insurance?

Auto Insurance Required for Learners PermitYes, A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility.


Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?

Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.


Do you need to put your son on your automobile insurance with a learners permit?

Depends. If they're going to be driving any of your vehicle(s) then, yes, you'll need to add them to the policy. If they won't be driving any vehicles covered under your policy, then there's no need to.


Can you get auto insurance with just a learner's permit?

Auto Insurance Required for Learners Permit?Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for it to be legally binding.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.More Information:You can get insurance with a permit. I live in Florida and got it with a Learners PermitSome Insurance Companies may not require you be added to the vehicle owners or parents policy until you complete your test and get your drivers license, but you can't drive uninsured in any event. It's best to contact your Insurance Company and ask what the policy is for newly permitted drivers.


Can you get car insurance when you have your learners permit?

Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. You can obtain your own auto insurance or you can be covered under someone elses policy such as your parents or the vehicle owners policy, but you must have coverage. A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. Happy Motoring In most cases, you have to have a valid driver license. It is always a good idea to check with a local agent.


Can you get auto insurance with a learners permit in Va?

Auto Insurance Required for Learners PermitYes, all drivers are required to carry financial responsibility. A Driver's or Learner's "Permit" is permission to drive and therefore a temporary license with certain restrictions.When you are diving on a Learner's Permit, be sure to observe all the rules and restrictions of your permit. You can obtain your own insurance or you or you may be eligible for coverage under your parents or another existing auto policy but you must have coverage.A Driver's Permit comes with all the same responsibilities of anyone who operates a motor vehicle on public roads, including our financial responsibility.


Can no fault ins be purchased with a learners permit?

No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.

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