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Answered 2011-08-20 08:04:59

All drivers of a motor vehicle on public roads must carry proof of Financial Responsibility at all times. All your parents need to do to find out if you will be covered is ASK THEIR AGENT. Their premium will go up if there is a teenage driver in the household, even if you never drive their cars.

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Can i have car insurance with learners licence?

If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.


Do drivers with learner permits need car insurance?

Auto Insurance Required for Learners PermitYes, A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility.


Can a 15 year old with a learners permit get car insurance?

Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc



How do you get car insurance with a learners permit?

You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.


Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?

Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.


Can you get auto insurance with a learners permit in Va?

Auto Insurance Required for Learners PermitYes, all drivers are required to carry financial responsibility. A Driver's or Learner's "Permit" is permission to drive and therefore a temporary license with certain restrictions.When you are diving on a Learner's Permit, be sure to observe all the rules and restrictions of your permit. You can obtain your own insurance or you or you may be eligible for coverage under your parents or another existing auto policy but you must have coverage.A Driver's Permit comes with all the same responsibilities of anyone who operates a motor vehicle on public roads, including our financial responsibility.


Do you need to put your son on your automobile insurance with a learners permit?

Depends. If they're going to be driving any of your vehicle(s) then, yes, you'll need to add them to the policy. If they won't be driving any vehicles covered under your policy, then there's no need to.


Can you get car insurance when you have your learners permit?

Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. You can obtain your own auto insurance or you can be covered under someone elses policy such as your parents or the vehicle owners policy, but you must have coverage. A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. Happy Motoring In most cases, you have to have a valid driver license. It is always a good idea to check with a local agent.


Can no fault ins be purchased with a learners permit?

No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.


Can you get auto insurance with just a learner's permit?

Auto Insurance Required for Learners Permit?Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for it to be legally binding.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.More Information:You can get insurance with a permit. I live in Florida and got it with a Learners PermitSome Insurance Companies may not require you be added to the vehicle owners or parents policy until you complete your test and get your drivers license, but you can't drive uninsured in any event. It's best to contact your Insurance Company and ask what the policy is for newly permitted drivers.


Will Liberty Mutual raise your insurance if your son gets a learners permit?

According to Liberty Mutual, in most states, when a teen has their permit and is learning to drive under supervision in the vehicle, they are automatically covered under their parent's insurance. To clarify, it depends on your state and you will have to contact Liberty Mutual to find out.


Does your parent have to have insurance on you if you are driving on a learners permit?

This question generally deals with what is usually called the "Financial Responsibility Law". While the precise requirements of them differ by state as to the type and amount of auto insurance required, all states have such laws. They require that certain types and amounts of auto insurance be maintained by a registrant or driver of a vehicle. The persons insured under an auto policy are specified in the policy. Often, they are indentified according to their relationship to the individual to was issued the policy, who is usually called the "named insured". Therefore, whether the holder of a learners permit has to be specifically listed on the policy depends upon the terms of the policy contract. He or she may be covered by virtue of his or her relationship (as a child) of the named insured (the parent).


If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?

Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.


Can you insure your car with learner's permit in New Jersey?

No, the person who owns and/or will drive the insured vehicle must have a valid driver's license. Not totally true, it really depends on the insurance company. Some might insure the driver with just a learner's permit. If we can assume that the person with a learners permit is under 18, then the answer is no. However if the person has a learners permit but is somehow over 18, that is a different story.


Can you get auto insurance with just a learners permit?

Yes you can since a drivers permit is proof of permission to drive an automobile. You can obtain your own insurance or be covered under someone elses just as long as you have coverage. A drivers permit comes with all the responsibilities of anyone who operates a motor vehicle including finacial responsibilities so it's required that you be covered even under a permit.


Can you get car insurance without a full license?

Auto Insurance Required for Learners PermitYes, all drivers are required to carry financial responsibility. A Driver's or Learner's "Permit" is permission to drive and therefore a temporary license with certain restrictions.When you are diving on a Learner's Permit, be sure to observe all the rules and restrictions of your permit. You can obtain your own insurance or you or you may be eligible for coverage under your parents or another existing auto policy but you must have coverage.A Driver's Permit comes with all the same responsibilities of anyone who operates a motor vehicle on public roads, including our financial responsibility.


When the driver with the learner's permit turns 16 is insurance now required to drive with a learner's permit?

You must be insured to drive a vehicle no matter what your age or if you have a learner's permit or regular license. You must be covered under a policy.


What is provisional licence insurance?

Provisional license insurance is insurance for people who have a provisional drivers license. A provisional license is for drivers under the age of 16 who are driving with a learners permit or a person who has previously had a license revoked or suspended and who has recently obtained a new license.


Can you drive with a learners permit unsupervised in nyc?

The restirctions under which you must operate should be printed right on the permit. Please read it.


Does one need auto insurance to drive with a learner's permit in New Jersey?

Insurance and Learners permitsYes, All 50 U.S. states require that a driver carry the appropriate Financial Responsibility. There is No exception of law in any U.S. state for a learners permit.A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.You can obtain your own insurance or you can be covered under someone else's policy such as the vehicle owners or your parents or legal guardians insurance policy but you must have coverage.If you are a minor then you can still obtain auto insurance, but due to contract law your parent or guardian will have to countersign the insurance application. It's almost always cheaper to be added to your parents policy. A Drivers Permit comes with all the responsibilities of anyone who operates a motor vehicle on public roads, including your financial responsibility.More answersSome Insurance companies have underwriting guidelines that do not require the insured to schedule a newly permitted child of the insured on the policy until after they have graduated from the learners permit to a full license. This has led many people to erroneously assume that this is a matter of law when it is not, It is simply the policy of that particular company not to charge you while your child is learning. Most companies require that all drivers be scheduled within 30 days of licensing or permitting. So Make sure you check with the insurance company first.In Texas a dealer is required by law to verify that you have Insurance before you can drive the car off the lot. The law does not require you be over 18, only that you have the proper insurance.Drive safe - Buckle up.Auto insuranceYou would need insurance if you are operating the vehicle on public roadYou can lose everything you have if you have an accident and are not insured. The other party can obtain a judgment which can follow you for years or your parents if you are a minor.Other Opinions When our teenaged boys received learner's permits (the last in 2007) the company told us they were covered under our policy. We did not have to add them to our policy until they received drivers licenses at age 16. Other companies may have different policies. Your insurance company can provide definitive answers.


If your son is a learner driver with you in the car does he still need insurance?

So long as your son has your permission to drive your car, he is covered under your insurance policy. (As long as he has a valid driver's permit or license)


What happen if driving on learners permit with someone under 21?

You'll either be arrested or taken to a juvenile detention center (depending on your age) and you will loose your learners permit. Its pretty much the same as driving with a suspended license.


Can i get a car insurance with a driver's permit?

Yes you can but you will have to shop around a bit. Under most Insurance Company underwriting guidelines you will not qualify for a policy on your own, but other companies you will. Good Luck and happy motoring


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