Law & Legal Issues
Credit and Debit Cards
Debt Collection
Income Garnishment

What is the process used to garnish a person's wages?



User Avatar
Wiki User

The party seeking the income garnishment would need to file suit against the debtor in the appropriate state court. If the plaintiff wins a judgment against the debtor the judgment can be executed as a wage garnishment in accordance with the laws of the state in which the judgment is granted. Pennsylvania, Texas, North Carolina and South Carolina only allow wage garnishment by a judgment creditor if the creditor has no other means to recover monies owed.