There isn't one.This is a civil matter between you and the lender.The lender can try and repo the car for as long as they want.But usually after a number of years they write the loan off.
The Statute of Limitations for felonies in New York state is normally 5 years, when the identity of the suspect is unknown it is extended a further five years to 10 years. State legislature is considering a proposal to drop the statute altogether for violent, sexual and child sexual crimes. This means if you committed anything other than a simple assault you can and will be prosecuted when caught.
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