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If a conforming lender (better rates) is used, usually about 2 years. If a non-corming lender is used (not so good rates), one day. The difference in these two types of lenders will depend on your credit score at the time of application and the loan-to-value of the loan you are applying.

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โˆ™ 2006-03-24 16:43:33
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Q: What is the waiting period for applying for a home loan after chapter 7?
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What is the waiting period for purchasing a home after filing bankruptcy if a mortgage was included?

There is no specific waiting period. You can purchase a home as soon as you reestablish your credit to the satisfaction of any proposed lender.


What if your waiting for your period but you think you might be pregnant?

You should consult a doctor or take an at-home pregnancy test.


If you file chapter 13 and have a foreclosure are you still able to obtain financing for a home?

Absolutely, there are many programs available to assist existing home owners as well as home buyers with financing home loans after bankruptcy and foreclosure. To obtain a home loan while currently in a chapter 13 bankruptcy it is very important to establish a good payment history. The company that will approve you for a home loan will need to have your payment history. They will also contact the trustee of your chapter 13 bankruptcy to receive permission or an ok to proceed with your home loan. To obtain a home loan after chapter 13 bankruptcy you will need to provide the following to your loan officer. Original schedules of your bankruptcy Discharge documents of your bankruptcy Proof that you have a satisfied discharge Proof that you have established new credit To obtain a home loan after a foreclosure. Maintained or established new credit Applying for an FHA Home Loan there is a waiting period of three years after the foreclosure proceedings have been completed. For Conventional Home Loans you will need to wait five years. Frank Thomas Sr. Loan Consultant www.lowermymortgageratestore.com 480-621-4270


Which bankruptcy is for a home?

You can file either Chapter 7 or Chapter 13 as a homeowner. If you are trying to save the home from foreclosure, then Chapter 13 would be the proper chapter.


What is are similes in chapter 15 of a mango shaped space?

This is a simile I got from checking chapter 15,Page #204: "But then Mango's little furry face appears in my head, and it hits me like a punch in the stomach that he won't be waiting on my bed for me when I get home today."


Can you perform a pregnancy test ten days before period starts?

The results will not be accurate. Most home tests recommend waiting 7 days after the start of your missed period to test. The answers will usually be definite by then.


Your mortgage is 7 months behind if you have a prior Chapter 7 which was discharged in may 2007 can you file again to save your home?

There are two parts to this answer. The first is if you are trying to "SAVE" your home you would not be filing a chapter 7. YOu would be filing a chapter 13 Which is designed for you to be able to keep your assets that have fallen into delinquency such as your home or vehicle. Chapter 13 put you into repayment plan for the 7 months that are past due spread out over 3-5 years. Chapter 7 is a liquidation of debt if your were able to file again...Which brings us to part two of the answer you would be saying in essence you want to let your house go and liquidate or zero out any remaining balance. There is a 8 year waiting period before you can file another 7 anyway and that is not the plan you need.


Will applying for ebt affect me when applying for home loan in Florida?

Well, if you can't afford to buy food, how are you going to afford to pay for a home loan?


Can a debtor in a chapter 13 rent their home?

Unless specifically stated in the chapter 13 agreement, you can rent your home.


What are the requirements to qualify for an FHA home loan?

"Requirements for an FHA home loan vary depending on what kind of loan you are applying for. If you are applying for a re-structuring loan, you need to own a home. If you are applying for a first mortgage, you need good credit, a deposit and a social security number."


After Chapter 7 bankruptcy has been Discharge can buy a home?

After Chapter 7 bankruptcy has been Discharge can buy a home


In what chapter of the novel My Brother Sam is Dead does Sam come home?

chapter 4


Is there a 30 day waiting period on contracts till the ink is dry?

No. However, in certain indirect selling agreements (say by phone to your home), many countries allow for a period of reconsideration (14 days) during which you can cancel the contract without penalty.


Where is the Home Front Chapter in Charlottesville Virginia located?

The address of the Home Front Chapter is: Box 4737, Charlottesville, VA 22905-4737


What chapter in to kill a mockingbird does dill run away from home?

He ran away in chapter XIV.


What happened when ponyboy got home in chapter 3 of the outsiders?

Read chapter 3 and you will find out!


What song are these lyrics from Like a flower waiting to bloom?

"Turn Me On" by Nora Jones - Nina Simone - Loudermilk Like a flower waiting to bloom Like a lightbulb in a dark room I'm just sitting here waiting for you To come on home and turn me on Like the desert waiting for the rain Like a school kid waiting for the spring Im just sitting here waiting for you To come on home and turn me on


The first day of the last period was December 1 2008 has not had another period yet Could you be pregnant?

If you are sexually active, pregnancy is always a possibility. However, since your last period was not even a full month ago, you have not yet skipped a period, and therefore cannot use that as a sign of pregnancy yet. I would suggest waiting for about a week, then purchasing a home pregnancy test if you still have not had your period.


What are the reasons you are applying for this position?

Its what I love to do. When I leave and go home I do it there also.


What information must you provide when applying for a home construction loan?

Information you must provide when applying for a home construction loan is monetary information about debts, assets, and personal income. After submitting information, you may or may not qualify for a home construction loan.


How old was Janie when she returns home in chapter 1?

In the first chapter of the book Their Eyes were watching God, Janie is 40 years old when she returns home.


Will you lose your home and your car if you switch from chapter 13 to chapter 7?

Its possible depending on your equity in your home and car, and the amount your state allows debtors to exempt.


What Sictom that is set in bayview retirement home?

"Waiting for God"


A widow take home pay of 600 a week her disability insurance coverage replaces 70 percent of her earnings after a 4 week waiting period what amount would she receive in disability kept off for 16 week?

70% of 600.00=$420.00 times 12 weeks (subtracted the 4 week waiting period) = $45040.00 or if you get the full 16 weeks, $420.00 times 16 = $6720.00


Why must Odysseus return home?

He wanted to return home because his wife was still waiting for him.