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Uninsured motorist coverage is a type of first-party auto insurance that compensates one if he/she is injured in a collision due to the negligence of someone else who does not have bodily injury liability coverage. Essentially, it pays the same sort of damages as the at-fault party's bodily injury liability coverage would have paid if it existed. It only pays for compensable bodily injuries--not property damage.

In many States, uninsured motorist coverage must be offered in the same amount as one's liability coverage. However, the insured usually has the right to select lower limits or reject it altogether.

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โˆ™ 2013-06-02 19:18:38
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Q: What is uninsured motorists insurance?
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Related questions

Is insurance for uninsured motorists available in the state of Pennsylvania?

Yes insurance is available for uninsured motorists in Pennsylvania. I recommend Allstate Insurance Company. It is widely known and they offer great insurance to almost everybody at affordable prices. You can check out their site at allstateinsurance.com.


Will auto insurance pay on an uninsurred motorist?

If you have an uninsured motorists coverage, then it should.


What is an uninsured motorist endorsement?

An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.


Do they sell insurance for uninsured motorists in Illinois?

Yes, you can get insurance if you are an uninsured motorist in Illinois. You can look into local agencies or go online and check with nationwide companies.


In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?

The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.


Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?

If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.


Will your insurance company pay for an at fault driver with no insurance if you have underinsured insurance?

Yes! Good thing you bought this extra coverage. Its actually uninsured motorists and underinsured motorists. It also depends on how much you bought. I hope you also have uninsured motorists property damage, because you have to buy bodily injury and property damage separately.


Will sr22 insurance pay for damages done by a uninsured motorist?

It's just auto Insurance. If you purchased coverage for uninsured motorists coverage option then yes you will be covered.


If a uninsured motorist hits your car will sr22 cover your damages?

If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.


how much is uninsured motorist insurance in Texas?

On average, in the state of Texas, and uninsured motorists insurance rate is up to 1000 to two thousand dollars a month, depending on age and gender.


what company's in Georgia have great quotes on insurance for uninsured motorist's?

The best insurance agency is a matter of opinion. That aside, I think State Farm is the best insurance agency to use in Georgia. They offer great rates on uninsured motorists.


What exactly does Florida uninsured motorist insurance cover?

Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.

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