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That sounds like a common garden spider. They are a low-venom spider, usually shy and spin an orbital (round) web, the kind that are often photographed with dew on them. They live until first frost and are generally thought to be beneficial.

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14y ago
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14y ago

I'm in NC and found bunch of Spiders on porch - black/yellow banded legs and 2 white dots on belly - found it's a Hentz's orbweaver

http://kenfuller.exactpages.com/hentzs-orb0.html

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10y ago

There is no single answer to your question. Too many brown spiders have four spots.

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15y ago

It sounds like a brown recluse

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13y ago

It is called a jumping spider----

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Q: What kind of spider black body with four white spots and red legs?
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