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What kind of insurance should you have if you are starting your own child care center?

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Wiki User
2013-07-19 18:06:21
2013-07-19 18:06:21

For a daycare, whether it be at a rented location or in home, you need to have general liability insurance, workers compensation insurance for employees, and possibly an accident policy to cover the children should small medical issues/claims arise from your daycare operation.

Transporting the childern would bring significant additional risk so is best to avoid if possible.

At home daycares are more difficult to insure than a facility specifically built for daycare and 100% childproofed.

In California, insurance for a start up daycare facility with two employees is likely to cost over $10k for the whole package (Gl and work comp)

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