Commercial Insurance
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What kind of insurance would a small one man roof leak repair operation in NJ need and how much would it cost?


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2007-09-07 11:42:25
2007-09-07 11:42:25

You will need to contact an agent or agents for some quotes on the ratings they also will be best equiped to advise you regarding the risks you should consider in protecting you and your business.


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Malpractice insurance is not something a patient would purchase. Malpractice insurance is a product that the surgeon who performed the operation should possess. His insurance will cover any damages awarded.

Small businesses need an insurance policy just as large businesses do. Small businesses need an insurance policy because they need protection for liability.

Small business insurance can be purchased where ever insurance is purchased. This would include agents, banking facilities or any other monetary agency.

The best way to attain Cafe insurance would be to go through a small business insurance policy. Small Business policies can be found at any common insurance company.

I would think that you would have to repair the car either through your insurance company or through the insurance you paid for when renting the car.

Probably Not. It has to be damaged due to a covered cause. If it was damaged, the repair is probably less than the cost to repair it. Remember, the units electrical system would be repaired not the whole hot tub replaced. At most it would be a small motor replaced. Fix it and don't have a claim on your record. Save your house insurance for the large claims.

this depends. if you say have an accident with your car and it is your fault you will have to repair your car and repair another car that you may of hit. however it you buy insurance from an insurance company then the company pays for it.but there are many different types of insurance so i would recommend a company like ISelect which asks you a phew question about the insurance you want and they choose the best insurance deal for you.

You tell the helath insurance company that you would like a corporate plan.

There are lots of great, reliable small appliance repair shops in the D.C. area. I suggest American Appliance Repair, which you can look into at its website:

I would like to do some roof repair myself. Where can I buy some tile and tar in small quantities?

The answer really depends on the terms of your insurance policy; however, yes, it is possible that the insurance company will not be required to pay you for the full amount of the repair cost. Depending on the terms of your policy, certain types of damage or the extent of repair may not be covered. In addition, it may be that the repair facility that you used is charging higher than would be reasonable market prices for the repairs performed, which may be disputed and not recoverable from the insurance company. I would contact your insurance agent if you think you have been improperly reimbursed under the terms of your policy.

It depends. If, for example, extensive damage occurs because of a covered natural disaster -- an earthquake -- and the board and the insurance company agree that the insurance company's vendor will complete the repair work inside units on assets covered by the master policy, then the insurance company's vendor may complete the work. If, however, you prefer a different vendor, it's possible that you could negotiate with the board and pay the difference between what the insurance company's vendor would charge and what your vendor would charge to repair assets inside your unit that you want your own vendor to repair.

I want to start my own very small appliance repair company. Do I need to be incorporated to do this? Do I need a license?

You can purchase a repair car window kit that has the instructions on how to fix your crack. If you have insurance however, I would recommend getting a repair shop to fix it since it is covered on your isnurance.

Auto insurance: Repair on a car involved in an accident; Renter's insurance: Replacement of a computer stolen from an apartment; Life insurance: Funeral expenses; Health insurance: A trip to the emergency room.

If you have a loan, probably. No loan would mean no requirement. Common sense though would require it. Adding it to your home insurance or renters insurance would probably cost pennies.

Homeowners insurance specifically excludes damage done to any four wheel motorized vehicles and motorcycles. Your only coverage for such is under an auto insurance policy and you will need to have comprehensive coverage for such a claim.

Many insurance companies like to see repair quotes to estimate the exact amount of damage one has sustained during an accident. They like to have a few different quotes, and generally tend to go with the cheaper of the quotes and repair accordingly.

It would depend if you have insurance on the phone or not. You can take it to a Samsung dealership or you can send your phone out to

If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.

form_title=Small Business Health Insurance form_header=Are you a small business searching for health insurance? An insurance professional can help you find the best plan at the most favorable rate. Years In Business:=_ Number of employees enrolling:=_ Would you like dental and/or vision as well?= () Yes () No

If the pool is an insured structure on your home insurance policy then it would be covered in the event of damage by a specified peril. Maintenance and repair of pool equipment and supplies would not be covered.

The insurance wreck does not go up because of your accident to get repairs on your vehicle. Your insurance increasing only when you are at fault. If you weren't at fault then you pay the deductible and your insurance company would fight for you to get it repaired.

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