What liability insurance would you need for a warehouse in a rose business?
You would need property coverage and building personal property coverage specific to your industry. Being a florist, you have to account for what happens if the cooling system goes down and you lose your inventory. If you have clients coming into your location you need general liability insurance as well. Feel free to contact me at email@example.com to discuss further and/or get a quote.
It would definitely be worth getting liability insurance for your new business. It is in place to protect businesses from being sued by a third party due to negligence. Having liability insurance is a must for any business. Liability insurance, or business insurance, protects your company against lawsuits that claim you failed to use reasonable care.
A company would need public liability insurance in case a customer or family member of a customer were to try and sue a business for whatever reason. Say someone were to twist or break an ankle at a dance class and then tried to sue the instructor or business. This is where the public liability insurance is used to help protect the business,
Professional liability insurance will protect you against lawsuits arising from your actual professional services rendered. Suppose you have a consulting business, and you are sued for providing incorrect information, that would be a professional liability. Insurance agents and accountants need a similar coverage called Errors and Omissions. Doctors and Lawyers need Malpractice... General liability pertains more to premises coverage for your place of business, to protect you against situations like a slip and fall. General…
Liability insurance Talk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. However, that company will probably try to recover its payout from you. Try this site where you can compare quotes from different companies: USAINSURANCEQUOTES.NET