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You would need property coverage and building personal property coverage specific to your industry. Being a florist, you have to account for what happens if the cooling system goes down and you lose your inventory. If you have clients coming into your location you need general liability insurance as well. Feel free to contact me at sjolton@bbandt.com to discuss further and/or get a quote.

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โˆ™ 2010-06-07 16:15:15
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23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

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Q: What liability insurance would you need for a warehouse in a rose business?
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Related questions

What are reasons that one would need to purchase business liability insurance?

Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.


What is the difference between general liability insurance and cargo insurance?

General liability refers to products completion and labor, while cargo is specific to transportation, such as hauling equipment or goods. The cargo insurance would kick in if there was damage to the goods in transit. General liability would cover goods in your warehouse or on the docks.


Under what circumstances would I need to purchase public liability insurance?

Public liability insurance is designed to insure the public that are goign to be visiting your business. You should always purchase this insurance the moment you decide to open a business.


What exactly does liability insurance cover Is it worth paying for this if I'm starting a company?

It would definitely be worth getting liability insurance for your new business. It is in place to protect businesses from being sued by a third party due to negligence. Having liability insurance is a must for any business. Liability insurance, or business insurance, protects your company against lawsuits that claim you failed to use reasonable care.


Why would a company need public liability insurance?

A company would need public liability insurance in case a customer or family member of a customer were to try and sue a business for whatever reason. Say someone were to twist or break an ankle at a dance class and then tried to sue the instructor or business. This is where the public liability insurance is used to help protect the business,


How does a liability insurance company protect one from lawsuits?

Anybody who subscribes to a liability insurance company is completely covered from any kind of lawsuits. A business liability insurance would cover the base costs of the defense fees.


What company is the leader for commercial liability insurance?

Commercial Liability Insurance is a must when you own a construction business. I would suggest you use Boggus Insurance Company. They are one of top leaders in the field.


Where can one purchase business liability insurance?

Business liability insurance can be purchased at Nationwide, Geico, AAMI, Progressive Commercial and Wells Fargo. All of these insurance companies have a website online. It would be wise to go to the site Money Supermarket where various insurance companies are compared.


Why would Public Liability Insurance be needed?

Public liability insurance is important to businesses as it covers the business if a customer or any member of the public suffers a loss or injury as a result of the business' activity. This type of insurance covers compensation claims as well as legal expenses.


If you have Professional liability insurance why do you need general liability insurance?

Professional liability insurance will protect you against lawsuits arising from your actual professional services rendered. Suppose you have a consulting business, and you are sued for providing incorrect information, that would be a professional liability. Insurance agents and accountants need a similar coverage called Errors and Omissions. Doctors and Lawyers need Malpractice... General liability pertains more to premises coverage for your place of business, to protect you against situations like a slip and fall. General liability would also cover any damages or bodily injury that your business caused while at a customer's location. It would also cover you for your products or completed operations of your business. Most general liability policies specifically exclude professional liability.


How can you find out if a business has public liability insurance?

You can try asking them. Failing to get an answer you'd have to file a suit against the company for injury or loss before there would be any compelling reason to disclose to you whether they do or do not have liability insurance.


Why would one need internet liability insurance?

A person will need internet liability insurance if they work on the internet or do business transactions on a regular basis. Internet liability insurance insures against privacy issues, infringement of intellectual property,virus transmission, or any other issues passed through the web.


What insurance is needed to pick up and deliver other people's cars?

Liability insuranceTalk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. However, that company will probably try to recover its payout from you. Try this site where you can compare quotes from different companies: USAINSURANCEQUOTES.NET


Why would you need business insurance?

"Business insurance, like any other type of insurance, serves as a contingency for any unforeseeable event. It protects intellectual properties and assets as well as worker's compensation. It also deters against liability, any ensuing casualties, and business interruption."


How expensive is it for contractor liablility insurance for employees?

Liability insurance typically varies based on a number of factors specific to your business. The premium a company pays depends on its risk factors. Contacting insurers directly to receive a quote, or searching for liability insurers online would be the best way to find the premium your specific business would expect to pay.


Why would small business need an insurance policy?

Small businesses need an insurance policy just as large businesses do. Small businesses need an insurance policy because they need protection for liability.


Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?


Is auto theft covered by liability insurance in Colorado?

No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.


How much would insurance cost for a part time house cleaning business?

Probably $500 - $750 annual for general liability.


What is garage liability insuracne?

That is the type of insurance policy that a car dealer or repair shop would carry. Covers their business risks.


What kind of special events would require someone to get liability insurance?

There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.


What insurance is needed for a small business?

You will need a general liability policy and you might be able to get a business owners policy that would cover your property and your liability all in one policy. The most inclusive type of insurance package is a Business Owner's Policy (BOP). Many insurance companies have specialized BOPs that are comprehensive but priced to suit the small business market. The BOP includes both property damage and liability coverage. Typically this includes loss of property, data, records and income, theft and general liability against claims for injury or damage sustained by a visitor to your business premises or through the use of your services or products.


What is covered for personal liability insurance?

Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.


What's garage liability insurance and its coverage?

Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.


What is commercial liability insurance?

It's liability insurance for a business. It contains a bunch of stuff a homeowner's policy, or a motorist's policy, would not. A restaurant would be covered against choking, food poisoning and adverse food reactions. My company is insured against someone falling off the loading dock.