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They can garnish your wages.

Texas only allows a judgment creditor to garnish wages if the creditor has no other options available to execute the judgment.

A judgment creditor can levy a bank account including a joint account or a joint marital account.

Regular earned income (wages) deposited into a bank account are NOT exempt from creditor seizure.

The creditor may also seize and liquidate any non exempt assets belonging to the debtor (bonds, stocks, jewelry, livestock, a specified amount of tools of trade, in some cases household furnishings, etc).

Texas is a community property state, therefore, it might be possible for the judgment creditor to seize joint marital property even if only one spouse is the debtor.

Some income, however, cannot be attached by creditors or persons who prevail in a lawsuit. For example, disability income, Social Security income and military retirement income cannot be garnished or attached by a creditor.

2010-06-26 17:33:35
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