Credit Reports

What right does a repo company have to pull a persons credit report when the car loan was completely discharged in bankruptcy 2 years prior to the pulling of the report?


Top Answer
User Avatar
Wiki User
2015-07-17 17:34:14
2015-07-17 17:34:14

WHY did they pull it? Did you discharge the debt and forget to return the car?? If so, they were probably hunting the car.

Value very well could be a factor. Make sure you dont get into default on some other term of the contract, INS, ect. 5X value will make it attractive. LOL


Related Questions

User Avatar

A person or persons would need to file for bankruptcy before having any contact with the court and/or bankruptcy trustee. A bankruptcy discharge is what is granted if the filing is deemed valid.

User Avatar

No, unless you get relief from stay from the bankruptcy court.

User Avatar

Of course. It is illegal to discriminate against persons who have filed bankruptcy.

User Avatar

It's doubtful if the BK will be allowed, especially since a hearing has been scheduled. The best option is to state the facts, and not attempt to 'play' on the sympathy of the court. Most judges do not have much patience with persons who have multiple BK filings.

User Avatar

If both persons were sued and a judgment awarded but only the husband filed bankruptcy and included the debt; the judgment can still be executed against any non-exempt property belonging to the wife and perhaps jointly owned property as well. The legal presumption is that the debt is still owed because it was jointly incurred.

Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.