File the claim. That's what you have insurance for. He probably made a few phone calls and got 'sticker shock' at the cost of even minimal damage repair. Or maybe someone convinced him he should file the claim. Either way, just file the claim with your carrier. Waiting and second-guessing will just get costlier for everyone involved.Don't worry about no police report being made. Adjusters conduct their own investigation anyway; police reports are useful for details about the vehicles, the location, and the drivers, but they DO NOT make the liability decisions. They are not employed by the insurance company - the company hires adjusters to make the liability decisions. Police officers are interested in civil traffic code and issuing citations; insurance carriers are interested in far more detail about the accident than police reprots offer.
Typically the driver that hit the parked car. But if there is no record and was a hit and run, you file a police report and your insurance should coverthe damage, less deductable.
No. But they won't pay for it of course. =)
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.
tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
Take your police report of the damage to your insurance broker, with the name of the carrier of the master policy insurer for the association. The brokers and insurers can decide who pays for the damage. There is no standard answer to your query.
provide them with a police report. Your old insurance company should already know the situation, and they can produce what is called a letter of expierence for you.
Fill out accident report with police. The person's insurance will pay for repairs.
Yes, they can. The fact that they have no insurance and the Police were not called has no bearing. If they do decide to claim for any injuries, your insurance company will scrutinize it, but not necessarily deny it.
If any injuries are involved, the police should be called. Also, either driver has the right to call the police so an accident report can be written. If there is no damage, one is probably better not calling the police, as the accident may be reported to your insurance company.
If it's parked on public property, or you're caught operating that vehicle, yes.
It depends on the state, however, the general rule is, that if you are the registered owner of a vehicle and have your keys in your possession, yes, you may be ticketed for not having insurance and/or driving license. It is called intend to drive.
No, assuming you live in a state where insurance is required. A condition of being on a street, whether driving or parked is that you will have the vehicle properly registered including carrying insurance.
the police can only take your car if you have a violation. they can't take your car without any violation even if it doesn't have any insurance. What country are you in? In Britain no tax or no insurance means points on your licence if driving and even if parked means towed away with heavy fine, storage fees and if not sorted in 14 days the car is crushed.
leave your information and take lots of pictures. If there is damage, they will contact you. Call the police
An insurance adjuster investigates insurance claims that are filed. They may accomplish this by interviewing the claimant and witnesses, talking to police, and inspecting the property damage.
Your respective insurance companies and the police.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
If you are legally parked there is no question that the other driver is at fault. Your parked vehicle has not chance of avoiding the accident. Only the driver who hits your car while it is parked could avoid the situation. Now the problem comes in when they leave the scene of the accident. Immediately call the police without moving your vehicle. Search for witnesses and report it to the owner of the parking lot as well if you can identify them. Make sure a police report is made. If you have uninsured motorists coverage the UM will pay for your damage just as if the other party had coverage except you will have a small deductible depending on what you purchased on your policy. If the other party is caught, and the funds are recovered by your insurance company they will refund your deductible to you even if it takes years. If they had insurance it will be quick, if not it may take a while. If the person who hits you has insurance your UM does not get involved.
# Call the police and file a report # Call your insurance agent and file a report # Call a tow truck and have the car hauled away # Cry :(
the apponent that does have insuranc eshould pay for any damages
YES TO MAKE A POLICE REPORT DEPENDING ON WHERE YOU WERE PARKED THEY MAY HAVE A VIDEO IF IT WAS IN A PARKING LOT IF IT WASNT THEN I DONT KNOW
Depends Every state has their own rules.. Whic State/county the accident happened? How minor is the damage? illinois and 800.00 damage
As the shunter, it is assumed, in normal circumstances, that you are at fault. Either offer to pay for the repair yourself, or exchange insurance details and let your companies sort it out. Sometimes it's cheaper in the long-run to pay for the damage repair and protect your insurance record. If, however, the shuntee wishes to go the insurance route, you have no choice but to agree