What to do after they repo my car?

The first thing you should do is contact the bank or financial institution. They will USUALLY be willing to make arrangments for payment and as long as you keep those arrangments you will get your car back. Keep in mind however they will most likely require you to pay the repo fees as well as redemption fees. Sometimes they will just roll the fees into the end of the loan so that you dont have to come up with so much money right away ... besides they get to collect intrest on it that way. Once you keep the arrangements with the bank they will issue paperwork to the repo company or auction saying the vehicle can be released and you will get a phone number to call to go pickup the vehicle.