You should still have the title to the car. If you take the title to the Dept of Motor Vehicles they will have record of your car's registration and will issue you new papers. The insurance company will also have record of your policy and can issue you a new insurance card.
You'll be ticketed for driving with an invalid registration and driving without insurance, and you still owe that money to the bank.
Yes you still need insurance as that is required by the state in order to get a registration. In case of loss or damage you will have to file a claim.
If the title, registration, and insurance are still all in your name, you (or your insurance company) would be responsible.
The insurance should pay the loan (if your lucky it'll pay all of it) If there was no insurance then you still have to pay for the loan. I had a car stolen and I had to keep paying for it until the insurance finally paid it off and I was left with $50 in the end to get a new car with.
yes the coverage is effective even though the registration is expired.
If you have defaulted on your loan and not returned the vehicle, then you have basically committed a theft.
If the vehicle is/was encumbered by the original loan then it should be insured. If there is no insurance or the insurance does not cover theft the purchaser is still responsible for the full amount of the loan. The issue of the vehicle being stolen does not affect the legal responsibility of the buyer to honor the loan contract.
Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.
Notify your insurance company and file a claim. Failing this, you will pay the balance owed on the loan. The property that secured the loan, that which was stolen, only acts as security for the lender.
Since you have a loan you should be required by the lender to have full coverage insurance which will pay you the value of the vehicle. With out insurance you are still responsible for repaying the loan no matter what happens to your vehicle. It is not the lenders fault your car was stolen and wrecked...
If the police can't find the car thief, your insurance will have to pay for it. If they CAN find the car thief and he/she has nothing, your insurance will STILL have to pay for it.
two lack seventy three thousand two hundred eighty.