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Are there only two states out of 50?

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โˆ™ 2006-04-28 11:41:26
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Q: What two states allow for coverage of mobile homes under standard homeowner insurance policies?
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Related Questions

Do homeowner insurance policies typically include flood coverage?

Flood coverage is not standard in most homeowner insurance policies. If flooding concerns you, then you should address this with your insurance company and have the coverage added.

Does homeowner insurance cover vehicles?

No, in fact standard homeowner's policies specifically exclude coverage for vehicles.

What kind of homeowners insurance policy does Progressive offer?

Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.

What is the difference between standard and non-standard auto insurance?

Standard insurance is for drivers with very few violations, claims or cancellations of previous policies. In most cases, these drivers have better insurance (or credit) scores. Based on these characteristics, standard insurance premiums are much less than non-standard insurance premiums. Non-standard insurance, on the other hand, is for those with major violations, prior cancellations, prior claims, no prior insurance coverage amongst other things. These insurance policies, most likely, are for minimum coverage.

What types of policies are offered through Direct Travel Insurance?

Direct Travel Insurances provides many types of policies,both standard and customized. Some of the policy types include Single Trip insurance, Annual coverage, Backpacker and Ski insurance.

Do you need insurance coverage on a residential detached garage?

Most standard Homeowner's policies cover other structures on the same property that are detached from the main dwelling. This coverage is provided automatically in an amount of 20% of the dwelling coverage and is in addition to the coverage on the main residence.

Is Vision coverage a standard component of all health insurance plans?

NO, vision coverage is not a standard component of all health insurance plans. As a matter of fact, most basic insurance plans don't have vision examination coverage.

What does Standard Insurance specialize in?

Standard Insurance is an independent insurance agency specializes in automobile insurance, providing coverage for various situation at affordable rates.

Does homeowners insurance cover sinkhole damage?

You would need to contact your insurance company or your insurance agent if you can not determine your coverage. Most standard Homeowners policies in the United States exclude coverage for certain types of earth movement unless a specific endorsement has been added and premium assessed.

What does it mean to have a standardized policy?

A standard policy is an insurance policy that is offered using a state propagated coverage form based on the states recommended coverage. They are designed to be cookie cutter policies that offer a uniform coverage for insureds and maximum profitability to the issuing insurance company. a standardized policy form generally has little or no room for customized coverage.

What coverage is provided when purchasing standard car insurance?

Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.

How do you add windstorm insurance to your policy?

Homeowners Windstorm InsuranceMost homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.

Can a car be repossessed because of no collision insurance when standard insurance was active on the car?

If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.

Does a standard homeowners insurance policy cover the death of the insurer?

No, Homeowners Insurance does not provide the coverage of a life insurance policy.

Does car insurance cover the driver if he is not on the policy?

It may and it may not. It depends on the definitions of an "insured" driver under the terms of your insurance policy and the type of insurance policy you bought. Most standard policies will extend coverage to certain drivers you have given permissive use while others such as low cost "Named Driver" policies extend coverage to no one other than those named on the policy. Contact your insurance agent if you need assistance with your policy language.

What does renter's insurance cover for an apartment?

Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance:

What are the services provided by the Tesco car insurance?

Tesco Car Insurance provides many services. A quote can be obtained for a standard or value policy. These policies include service such as coverage for an accident, for theft, and for fire, and a 24-hour accident hotline.

What is the difference between specialty auto insurance and standard auto insurance?

Many insurance companies purchase a standardized policy form from vendors such as ISO (Insurance Services Office). Some companies vary their policy from the standardized form and make it a little different from the ISO policy form. The companies who use the standard form are referred to as Standard Auto Insurance and those who do not are referred to as Specialty Auto Insurance. In reality all of them are a little different and are made different by endorsements. The Specialty Auto Policies have a little less coverage in certain small areas of coverage. The differences are generally small.

What does a standard insurance include?

"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."

Can anyone drive your car without their name on the insurance policy?

Sure...BUT if they have a wreck while driving, YOU are still responsible for your end AND if they (your friend) sustain injuries in the wreck they had in your car, YOU are responsible for that as well. If they want to drive your car, it is best that they have their OWN insurance policy so if they do have a wreck, you are covered from all ends. (not in all states and/or insurance policies) Rental companies do the same thing--they make sure you have some kind of insurance--theirs or your own.

Does home warranty cover underfloor pipe replacement?

Depend on your insurance policy. Most standard policies that i have done thru insurance companies do not cover the pipe. They cover the damage the water or leak causes to the surrounding surfaces. The pipe and plumbing repairs are almost always not a part of the insurance coverage.

What types of life insurance policies does HSBC offer?

HSBC offers many different types of life insurance policies such as term and whole policies. The option to list several beneficiaries is of course standard and available.

Does homeowners insurance cover water damage caused by overflowing toilet?

If you elected to have coverage for accidental water discharge when you purchased your policy, then Yes, your homeowners' insurance will cover any resulting water damage. Accidental water discharge coverage invokes only after the homeowner has repaired the offending leak that is causing the damage. Water discharge coverage does not pay for the repair of the toilet itself as this would simply be an owners maintenance issue and not a covered peril. Check your policy to make sure you have Accidental Water discharge coverage. Sewage back up, another maintenance issue, is also not covered by standard policies, although resulting damage could be covered.

Is there a specific insurance for debris removal businesses?

Debris removal is a standard coverage for commercial insurance. Check your policy for specific details.

Understanding Personal Liability Insurance?

Personal liability insurance is important standard homeowners and auto insurance policies do not cover claims against individuals that result from catastrophic situations or in legal decisions. Without this kind of insurance, every individual can encounter serious financial harm if they are ever found to be responsible for extreme injury or property loss. Most insurance agents have the ability to write policies for personal liability, so does he are interested in this type of coverage should ask the agent next as they review their policy. Before purchasing separate personal liability, the insured person should first make sure they have as much personal liability coverage through their automobile and homeowners insurance policies.