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2011-01-18 08:16:42
2011-01-18 08:16:42

There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.

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Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


No. No kind of insurance covers drunk driving.




Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.


Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


As long as you have a license. The insurance follows the vehicle, not the driver.


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if you only get collision insurance (covers the repairs on the other party's vehicle) then it should be $100-$120 a month.


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This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.


If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.


It depends on who is insuring the vehicle, the driving record and age of the driver, where you live, and the condition of the vehicle.


Yes. Insurance covers the vehicle and the driver. You do have to be aware of insurable interest. The insurance company may not want to pay you for the damage you did to someone's car because you would gain from the other person's loss. You should really work with an insurance agent because rules are different from company to company.


Only if the insurance covers more than one driver. Check the policy.


The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.


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Missouri Driver Responsibilities and Penalties It is illegal to drive a motor vehicle in Missouri without automobile liability insurance. The vehicle driver must show proof of insurance to any law enforcement official, upon request, or a traffic ticket will be issued to the driver. If convicted of


Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.


If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.


Usually the insurance on the vehicle covers any driver who has the permission of the owner of the vehicle to drive the car.


If they are driving your vehicle, Yes. It "is" part of the terms of the insurance contract you signed and agreed too.


The insurance is on the vehicle.



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