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There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.

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โˆ™ 2011-01-18 08:16:42
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Q: What type of auto insurance covers the driver no matter what vehicle they are driving?
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Related questions

Will insurance pay if driver drinking?

No. No kind of insurance covers drunk driving.


If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


Texas uninsured driver driving insured vehicle?

Is driving without insurance


What can you do if you are hit by another driver and got their license number and the police charged them but their insurance will not pay because the owner says a friend was driving the vehicle?

It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.


What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance follows the vehicle, not the driver.


If I have full coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


Does auto insurance follow the car of the driver in new jersey?

Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.


What happens if an uninsured driver borrows your insured car and gets in an accident?

Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?

No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.


If you are driving someone vehicle and it does not have current tag or insurance who gets ticket?

The driver will get the ticket.


What would be the annual insurance rate for a 16 year old driver driving a 1999 Firebird coupe?

if you only get collision insurance (covers the repairs on the other party's vehicle) then it should be $100-$120 a month.


Who gets the no insurance ticket for driving another persons car?

Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.


What is the car insurance of a BMW 335i?

It depends on who is insuring the vehicle, the driving record and age of the driver, where you live, and the condition of the vehicle.


Is car insurance on the car or on the driver?

The basic insurance/third-party liability covers third-party persons. But if you have comprehensive car insurance, it not only covers you, third-party persons but also your car.


What is nonowner auto liability insurance?

This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.


What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?

If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.


If you are driving your friend car and you get in an accident would the insurance cover the claim?

Only if the insurance covers more than one driver. Check the policy.


What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.


Can i be the only named driver on a vehicle that belongs to someone who hasn't got a driving license?

Yes. Insurance covers the vehicle and the driver. You do have to be aware of insurable interest. The insurance company may not want to pay you for the damage you did to someone's car because you would gain from the other person's loss. You should really work with an insurance agent because rules are different from company to company.


What rates do ING car insurance provide?

The rates offered by ING car insurance, like all other car insurance companies, will vary based on the age of the driver, type of vehicle, how old the vehicle is, as well as past driving history of the driver.


Can you drive without a visa or green card?

You need a driver's license to drive, and insurance on the vehicle you're driving.


Do you have to add a driver to your policy?

If they are driving your vehicle, Yes. It "is" part of the terms of the insurance contract you signed and agreed too.


What if a unsured licensed driver is driving an insured car and causes an accident?

Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.


Who is responsible for damage done to a uninsured vehicle?

If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.