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There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.

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โˆ™ 2011-01-18 08:16:42
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Q: What type of auto insurance covers the driver no matter what vehicle they are driving?
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Related questions

If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


Will insurance pay if driver drinking?

No. No kind of insurance covers drunk driving.


Texas uninsured driver driving insured vehicle?

Is driving without insurance


Does auto insurance follow the car of the driver in new jersey?

Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.


What can you do if you are hit by another driver and got their license number and the police charged them but their insurance will not pay because the owner says a friend was driving the vehicle?

It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.


If I have full coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?

No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.


What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance follows the vehicle, not the driver.


What happens if an uninsured driver borrows your insured car and gets in an accident?

Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


What would be the annual insurance rate for a 16 year old driver driving a 1999 Firebird coupe?

if you only get collision insurance (covers the repairs on the other party's vehicle) then it should be $100-$120 a month.


If you are driving someone vehicle and it does not have current tag or insurance who gets ticket?

The driver will get the ticket.


Who gets the no insurance ticket for driving another persons car?

Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.

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