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What type of homeowner's insurance covers you if someone gets hurt in your home?
Wiki User
∙ 13y ago
liability
Wiki User
∙ 13y ago
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What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
Does renters insurance cover medical bills if you get hurt by someone at your home?
No, Reners insurance generally covers liability if someone else gets hurt at your home, or due to your negligence
If someone else driving your car gets rear ended by another car does insurance cover your repairs?
Yes. The guy who hit your car pays or his insurance covers it.
What happens when your homeowners insurance gets cancelled?
Most people just buy another insurance policy somewhere else. That is usually what happens.
Does home owners insurance cover accidental falls?
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
Why is travel insurance important?
Travel insurance is important if you pay a lot of money for your trip. It covers you if someone in your travel party gets ill or hurt and cannot travel. It may cover you, too, should there be a disaster at your travel destination.
If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?
Yes.Thats what full coverage covers
If your bike gets stolen from someone elses house who claims on the insurance?
If you owned it, you claim on your insurance.
Is hitting a garage door covered under comprehensive car insurance?
No because that would count as a collision. Comprehensive insurance covers anything that's not considered a collision: a tree falls on your car, impaled by hail stones, gets stolen, gets vandalized, gets on fire, acts of God, someone backs into your car and takes off, those sorts of things.
Why should someone get more than just house insurance when owning a home with property?
House insurance covers only damage to the actual house and contents. Additional insurance may be needed for outbuildings and other structures, such as fences. Liability insurance may also be needed in case somebody gets hurt on the property.
If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
What companies sell homeowners insurance in GA?
There are many, many insurance companies who sell homeowners insurance in the state of Georgia. It gets a little harder at the coast as in every state. Homeowners insurance itself is a little harder to get in the past few years because of the losses that insurance companies have had. It goes in cycles whereas insurance companies want more auto insurance for a while then home insurance and then back in forth again. You sometimes have better luck placing both your auto and home insurance with the same company if you are having trouble now. I own an insurance agency in Middle Georgia and recommend that you go to an Independent Agency who handles many different companies and are not just subject to the practices of a single company.
