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Answered 2013-05-18 23:08:11

Any building property policy such as a homeowner policy or commercial property policy will cover fire damage.

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What sort of insurance does Morethan home offer?

Morethan offers home insurance. They offer building insurance which covers damages to the actual home due to things like fire or a tree falling on it. Morethan also offers contents insurance which covers the things inside the home should they be stolen in a burglary or damaged in a fire or flood.

Does the owner of a commercial building need additional building fire insurance on top of the lessees building insurance?

Absolutely. The lessees carry insurance on their contents only. The building owner carries insurance that covers the entire structure in the event of catastrophic loss. * * * The answer above is only partially correct.The terms of the lease control the obligations of the parties with respect to insurance. In the absence of a specific agreement, neither party is required to have insurance.

Should homeowners insurance cover cars in garage fire?

No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.

What are the typical terms of a building insurance policy?

The typical terms of a building insurance policy would include such things as flood insurance, fire insurance and insurance covering anyone who may be injured at the building.

Who should buy ho6 condo insurance?

HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.

What is so important about cheap lanlord's insurance?

Cheap landlord's insurance covers the building structure but not the contents inside the building. A renters insurnace only coveres their personal belongings. It is important to cover the propery and dwelling because in case of a fire or other dissaster the investment is secure.

What will renters insurance cover?

Renter's Insurance covers anything that may happen to your property, and in some cases your neighbor's property, while you are renting. If the building should catch on fire, your renter's insurance will cover your belongings. If it was your fault in some way, it will cover your neighbor's belongings.

Can you claim a broken car rear window on auto insurance?

Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.

How a fire insurance can be cancelled?

When the factory has closed down or the building no longer needs fire insurance, you are to write to the Insurance Company citing the reason as applicable, and ask them to discontinue the policy.

What does builder's risk insurance cover?

Builder's risk insurance covers a number of natural disasters such as lightning, wind, and fire. It also covers vandalism, but not intentional damage caused by the owner.

Does your liaility insurance cover you if your car catches on fire?

No, Liability covers damage and injury to another party if you are at fault in an accidentComprehensive insurance would cover fire losses

Do you need commercial building insurance to build a building?

Yes, you will need commercial building insurance in order to protect you from incurring higher cost later on as well protect you, and your renters. Normally you will need fire and theft insurance amongst others.

Is fire usually covered by condo insurance?

Condo insurance usually covers fire if it was unintentionally caused. It is always a good idea to read through your policy to be sure. If you do not have a copy, you can call your insurance company and they will send you a new one.

What clauses should be added to the fire insurance policy to cover totally all risks?

A fire insurance policy covers "Fire". That's why it's called a fire policy. If you want more coverage then you have to step up to a homeowners insurance policy so you can get all the other coverages you want or need.

What is Compressive Insurance?

Comprehensive auto insurance covers a wide variety of situations that include fire, theft, weather damage, and vandalism. It does not cover collision.

How do you know if your home insurance covers fire damage?

The simplest way to find this out is to call your insurance agent or your home insurer's customer service line and ask them . However, if you have print out of your policy, it should list whether or not your have fire insurance coverage.

What purpose does unoccupied home insurance serve?

Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.

What would renters insurance be useful?

Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy.

What is meant by buildings contents insurance?

Buildings contents insurance is a type of insurance you can get and it will cover the items you have in your home or building. Coverage will include fire, water and theft.

Who pays to replace a house demolished by fire?

Insurance covers some of the cost and the rest the homeowner pays for the replacement.

Does homeowners insurance cover the cost of cleanup after an unattended death?

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.

What is the minimum insurance cover in the uk?

Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.

What is tenant legal liability?

Tenant legal liability is insurance which covers damages to leased spaces. It covers losses such as fire, which are usually excluded from commercial general liability policies.

Does homeowners insurance cover auto damage caused by wind?

No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.

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