Best Answer

The cheapest way to do this is just to have personal use added onto your current business auto policy. It's much more cost effective than buying a separate personal policy when not on company business.

User Avatar

Wiki User

โˆ™ 2012-09-20 00:22:21
This answer is:
User Avatar

Add your answer:

Earn +5 pts
Q: What type of insurance does a person carry for driving a company car for personal use?
Write your answer...

Related Questions

I was driving a friend's car and got into an accident what do i say to the insurance investigator?

The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.

Should insurance companies cover car accidents in the case of DWIs?

That's a personal opinion but the person who is driving under the influence, not not at all that person's insurance shouldn't have to pay for it. If there was a victim involved, that other person's insurance company should pay the victim and maybe arrange for the person with the DWI to pay them back, or if so the person who did the DWI pays the victim.

A vehicle did damage to your fence on your property the insurance company is saying they are not liable because the person driving the vehicle was not supposed to be driving it?

When driving behind another vehicle at night,

How do you cancel car insurance on a car that you own and insured that your spouse is driving in another state?

As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees

Husband has accident with my car and he's on the insurance exclusion list?

When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.

Can a Muslim person work for insurance company?

can a muslim person work for auto insurance company

If a speeding citaton is given with company insurance info instead of personal whose insurance and record is affected?

When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and driving record will reflect the charge. If this person was driving a company vehicle (and therefore insurance paid by the company) then the companies insurance policy COULD be affected but not always. The cost of corporate insurance policies that cover multiple vehicle and/or drivers are determined by many factors such as # of vehicles, types of vehicles, company claim history, # of drivers and ages there of. Most companies must report their drivers information to the insurance company which will then check the drivers records which will then allow the insurance company to 'rate that driver' and asses a cost for insuring that driver. Some companies will refuse employ drivers with too many moving violations... or not let them drive company vehicles. I hope the answered your question.

If the owner of a car dies is their insurance still valid no matter who drives it?

Maybe if the person driving is a named driver on the policy but you would have to check with the insurance company.

What is the title of a person in an insurance company who calculates the premium?

An Actuary is the person in an insurance company who calculates the premium

Whose insurance pays if you are driving another persons car do some damage to the car and they are not with you?

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.

If the person driving have no driver license. will the insurance pay for it?

If what person is driving the person that was hit or the person that hit?

Can a person get insurance on International driving permit?

Yes, you can buy auto insurance with an international driving permit.

Can you put a none family member on your insurance?

Yes, provided they have a license and you tell the insurance company their name and any details of any accidents or driving offenses the person has.

Who pays for the funeral if the person has life insurance?

The insurance company.

What does CTP green slip insurance mean?

CTP green slip insurance refers to compulsory third party personal injury insurance. This is required insurance to be bought when registering a car that provides coverage when the person driving the car is at fault in an accident.

What costs will collision insurance cover if I am in an accident?

It all depends on what insurance company you are with, what your driving record is, and how much or what coverage you have at that time. It can also depend on the age of the person in a collision and how long they have been driving. So the costs can defer in a few ways.

Is it legal to drive family member's car without insurance in California The owner of the car has insurance tough?

In California insurance follows the vehicle not the driver. If you are driving someone else's vehicle their insurance would first be looked at to provide coverage. If for some reason they deny coverage (which some may do if a person not listed on the policy was driving), and you're at fault, then the other person or their insurance company can come after you for payment. This is general info as every company handles things just slightly different.

What is an insurance subscriber?

An insurance subscriber is the person who is purchasing the insurance for themselves. An insurance solicitor is a person who works for the insurance company and sells the insurance to the subscriber.

How do you find out the insurance company of someone with just there lison plate number?

First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.

How do you find out what insurance company a person is with?

Insurance company information is not public information. You can always ask them. If you have a claim against someone, start by contacting your insurance company.

If you are in a car accident in Pennsylvania and your insurance company pays the claim can the person driving the other car still sue you?

When an insurance company settles with the other party, they ask for a signed release that absolves them or you of any further liability in connection with that incident.

Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.

What are some of the benefits of getting insurance with American General Insurance?

The company has been around for quite some time, so a person knows that the company is stable and reliable. American General insurance offers many different types of insurance from personal to auto. The company has great customer service and responds to the needs of it policy holders in a quick and efficient manner.

If someone else drives your car and gets in an accident are you responsible?

In Massachusetts the answer is YES. If more than one person is going to be driving your car then you have to have the appropriate insurance for that person. The laws do vary from state to state so check with your insurance company.

What is the difference between an insurance company and a broker?

a broker sells the insurance, (is a sales person for many companies generally) and insurance company is the actual company that 'owns' the product, or company it's self........