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What type of insurance should you take from the rental car company when renting a car?
Wiki User
∙ 13y ago
These are the main types of insurances offered by the Car rental companies:
1) CDW (Collision Damage Waiver), LDW (Loss Damage Waiver), PDW (Physical Damage Waiver). It's technically not a collision insurance. It pays if money is car is damaged or stolen. This does not cover damages made to someone else's car during your rental (third party damages).
2) Personal liability coverages such as LIS (Liability Insurance Supplement).
Just like your liability coverage on your personal policy, this protects you against the expenses associated with property or bodily injury damages you cause to others. The rental agency will automatically give you liability coverage that's equal to the state's minimum requirements.
3) PAI (Personal Accident Insurance or Coverage). PAI pays one time payment in case of death of a passenger in case of accident.
4) PEC (Personal Effects Coverage) or Personal Property Insurance. PEC insurance pays you when something is stolen from your car. It is an optional choice to take PEC insurance.
Wiki User
∙ 13y ago
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Do I need insurance for a Bus Rental ?
The company you are renting the bus from should have the insurance. You do not need to purchase insurance from a separate company.
Should i get rental insurance?
Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.
Is there any recourse if your auto insurance company decides not to cover you if you have an accident in a rental vehicle?
Your insurance company did not just decide not to cover you if you have an accident in a rental vehicle. You policy does not provide you with this type of coverage due to the circumstances. You could have prevented this situation by calling your insurance agent and asking this question before you rented the vehicle. If you were just renting a vehicle you could have paid the extra few dollars to the rental car company for physical damage deductible waiver coverage. There are several things you should have done before renting a vehicle that would have prevented this situation.
How To Save Money On Car Rental?
The best car rental rates are found on the weekends. Search online to compare rental car companies prices. Renting a car on the weekend will save you almost 50 percent off the regular rental price. The very best rates are found by renting a car weekly. Weekly rental car rates are offered by national rental car companies. When renting a car for more than five days, you should choose the weekly rate to save money. Check with your insurance company before you buy extra rental car insurance. In most cases, your insurance policy covers rental cars. Save money by reserving your rental car at least one week in advance. Renting a car at the airport will cost you more money because of taxes and fees.
When renting a car should you use your own insurance or purchase the rental insurance?
Most personal auto policies provide coverage for the rental of a temporary substitute vehicle (such as when you are traveling or your car is being repaired).
While my regular car insurance cover a rental car too?
This will depend specifcally on your particlar insurance policy. While it is common place to have rental coverage with a full covrage policy,you should verify this information before renting a car.
How can I find a rental company for a dumpster?
To find a company to rent a dumpster you should just call your local trash collectors they have dumpster avaiable for renting anytime.
Does my normal auto insurance apply to cargo van rentals?
Generally, your automobile insurance should cover your moving cargo van rental. However, you can also confirm with your insurance company as well as consider purchasing insurance coverage offered by the van rental company.
What insurance should you buy when renting a car?
mostly you should be covered by the renting agency's insurance for the drivers of their cars. Please check
Determine What Services You Really Need?
To find the best car rental rates, you should evaluate exactly what type of car and services you need. You can easily cut the cost of your car rental quite a bit if you find that you do not need the car insurance on the rental car because your regular car insurance company or credit card company provides insurance coverage for the rental.
Can you purchase car insurance in the UK to drive a rental car in the US?
If you rent a car in the US it should come with all insurance required legally in the US. The car rental company may sell additional insurance. You could probably find a UK insurance company to do this but it would be more expensive and not necessary.
Will my liability insurance be sufficient for car rentals?
In general this depends upon the value of your current car. If you have a new car that's approximately the same value as the car you are renting then your car insurance is usually sufficient. If your own car is significantly less valuable than the rental then your own insurance will probably be insufficient and you should get more coverage on the rental. Since the Rental Agency has your credit card number and might potentially charge you for anything your insurance didn't cover you should do your research. It's usually best to have your own insurance ammended to cover rental cars.
