Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license.
If your friend has an At Fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle.
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I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Only if you get caught driving without insurance can that happen in most states. I wish it would happen in all.
If you are in certain stated your drivers license could be suspended. Most will not though.
You will be cited for not having a license and people would bill you for any damage you caused.
Your vehicle was or was not insured? If neither the vehicle nor driver have any insurance, both the owner of the uninsured vehicle and driver will be held accountable for the damages caused/owed. Fines, loss of license and plates, etc. with more detailed information I could be of more assistance.
You still get slammed. The logic that you not having a driver's license means you shouldn't have been there.
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.
You are going to go to jail. Enjoy!
If your friend has auto insurance that covers other drivers, you're fine. If not, she will have to pay for the damage or sue you in civil court.
Generally, if you were in CA and I am assuming you are not talking about a fender bender or minor accident, you would lose your license and be required to make a filing to reinstate your license. In order to maintain your license you may be required to file what is called an SR-1P or an SR-22 which is simply proof you have insurance in place. If your insurance expires or you let it lapse, the insurance company will notify DMV and your license will be suspended again. Now you said the car you hit has insurance. This could mean they (the insurance company) will probably attempt to go after you to recover damages they had to pay on your behalf. You are still responsible!
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
You can be sued, and your insurance company can deny the claim.