If you still have a Mortgage, YES you can get into big trouble. Your mortgage contract requires that you make any repairs promptly.
If your home is paid off and you have no finance lien then you are free to do what you want with the compensation you receive.
Bare in mind that your Insurer will likely cancel your policy if you fail to make necessary repairs as you will be considered negligent by the insurer.
When homeowners are having trouble with their roofs, it's essential they make sure they're getting their roof repairs done right the first time. Whether the roof leaks or shingles are broken off or it's on the verge of collapsing, homeowners should only hire the most skilled and experienced roofing contractors they can find near where they live. All roofers should provide homeowners with free, written no obligation repair estimates. They should also provide homeowners with references to other homeowners in which the roofer has performed roof repairs so the prospective client can ask specific, pertinent questions about how satisfied they were with the results. Having trust and confidence in the roofing company will mean a lot to homeowners in need of roof repairs.
There are many, many insurance companies who sell homeowners insurance in the state of Georgia. It gets a little harder at the coast as in every state. Homeowners insurance itself is a little harder to get in the past few years because of the losses that insurance companies have had. It goes in cycles whereas insurance companies want more auto insurance for a while then home insurance and then back in forth again. You sometimes have better luck placing both your auto and home insurance with the same company if you are having trouble now. I own an insurance agency in Middle Georgia and recommend that you go to an Independent Agency who handles many different companies and are not just subject to the practices of a single company.
You can check in the owners Manuel to for trouble shooting techniques. If this does not work you can call a repair service. You can also buy insurance for you furnace that includes maintenance and repairs.
You MUST read your policy very carefully to find the answer to this question. If you are having trouble understanding your policy, go over it with your insurance agent or an attorney. No one here can tell you what your policy says except you and your agent.
No, that should not be considered taxable income. If it is a large loss and you do not use the money towards the repair, you could run into tax trouble. I would consult an accountant if this is the case.
You don't. If you are concerned about a dog in your neighborhood, it is better to try to prevent any possible injuries by calling the local dog warden. If you call the "homeowner insurance carrier", it is obvious that your only concern is in intervening in that homeowner's private insurance contract and that can get you into trouble and will not improve the safety in your neighborhood.
more than likely it would be you and your daughter that are in trouble, considering that she was not on the insurance. so there for you will have to pay for the other ladies repairs out of your own pocket not to mention the insurance ticket.
They could- but there are too many variables here to give you one answer.
Rates are not generally raised for having large or viscious dogs but often times insurance companies will not insure you if you have a large viscious dog or one with bite history. Occassionally some companies will allow you to sign an exclusion for animal liability. If you have a Pit Bull, Rottwiller, Doberman, German Sheppard, or others or any dog that has bitten anyone you will have trouble getting homeowners insurance.
you should probably pay the ticket and get some insurance--or you'd get in some trouble...:(
try Razzle, instead.
After you suffer a loss to your building, the insurance company will send the settlement check to your mortgage company, because they technically own your home. With that said, they want proof that the repairs are going to be done. Some mortgage companies will turn the funds over to you with a written estimate, while others may deliver partial funds to you as repairs are completed. They are required to release the funds to you because you own the insurance policy, not them. If you are having trouble getting the funds released, communicate the situation with your adjuster for advice. A good insurance adjuster may communicate with the mortgage company to assist you. See the attached link for details on settling a loss.