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When a company checks your credit how long does it take to show up on your credit history?

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βˆ™ 2006-08-14 20:20:34

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All inquiries stay on for 2 years

2006-08-14 20:20:34
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Q: When a company checks your credit how long does it take to show up on your credit history?
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How long will a bad account stay on credit history?

Until you clear your debt and your good with the company. After that it will stay on there for about a year but will also have that you paid your money. If you havent paid your debt, then it will remain on your credit history.


Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?

That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.


How long do vodafone credit checks take?

Approximately 4 hours


How long do credit checks stay on your credit report.?

Can't remember for sure, either 6 months or 2 years.


How long does a company need to retain copies of checks?

Document retention


How long does a credit card company have to sue you for unpaid credit card debt?

as long as it remains a part of your credit report, 7 years.


How long can credit card companies put you in bad credit standing?

First of all, it's not really the credit card company putting a consumer in bad credit standing. It's due to the consumer not paying thier bill on time. Information on payment history is on your credit bureau for 6 years.


Why is having a long credit history with a few blemishes that were corrected better than a short history that is clear?

Simply because... with a long credit history, a prospective lender can see how you have operated your credit facility over a considerable period. Nobody's credit history is perfect - everyone has at least 1 or 2 lapses on their record. Having just a short credit history doesn't show 'trends' or patterns of (perhaps) persistent late payments.


How do credit cards affect an individual's credit history?

Credit cards impact several parts of your credit history. Pay on-time and you improve your payment history. Keep your balance low, and you improve your utilization rate. Keep you card open and active for a long time, you increase your length of history.


How long does a bankruptsy stay on your credit?

A Chapter 7 bankruptcy will remain on your credit history for 10 years.


Can you be denied a savings account?

No. As long as you have money that can be deposited into the savings account, the bank cannot deny giving you a savings account. However, if you have a history of bad checks being issued, default on credit card payments etc the bank will not issue you any credit cards or check booklets.


How long do negative things stay on credit history?

7 years


Why do banks place holds on credit card courtesy checks?

I used to work at a bank. The reason the bank I worked at did it was because the credit card company the checks are drawn off of can be returned to the bank up to 3 years after it was deposited, which causes the bank to take the loss. The credit card companies can take that long to decide not to honor the check, while the bank has already given you the money for it. They do it to protect themselves from losses and the customer from fraud as well.


What interested you in the company?

Your long history of excellence in this field.


Does Papa John's take checks?

NO, only cash or credit. Spoke with papa johns, they DO accept in state checks as long as it is a printed check, with 2 ph#'s, and a valid drivers license


Can a person with bad credit open a joint bank account?

yes as long as co-applicant has good credit history.


How long does a judgment stay on your credit report in utah?

Credit reports are lifetime cumulative records of your financial history. They are with you forever, however, the older the judgment AND if you maintain a good credit history after the judgment, the less weight it carries.


Disadvantages of syndicated loans?

time consuming, only for huge borrowings, long and lengthy process and different credit and financial checks,


Which personal check company is the cheapest?

Usually your local bank is the best place to get personal checks. Most local banks will get you personal checks for free or close to free, as long as you don't want anything fancy on your checks.


Explain how to create a good credit history and how to find your credit history?

It's quite a long subject that would encompass several pages of text. For a detailed answer read "So you want to fix your credit huh" chapter 3: What is a credit score. www.wowifixedmycredit.com


How long does using a credit consolidation company negatively effect your credit history or rating?

Many lenders look at credit counseling as a bankruptcy. If you have debt that is managed and paid by a CCC and the agreed upon repayment schedule is being met then it should not effect your credit score. However, if you plan to buy a house, most mortgage lenders will turn down borrowers in credit counseling.


How long can a credit card company keep applying charge off to your credit report after the loan was paid in full?

7 years


How do you build up credit history?

Your credit history is simply the period of time you have had open lines of credit. Say you had five credit cards and you kept them each for exactly one year and then closed each of them. You would have five credit years of history but most scoring systems would see that as one year of credit history. If you had one credit card account for one year and another for the subsequent year and so on for five years, you would also have five years of credit history, but, again, scoring systems would still see that as (more or less) one year of credit history. Now, if you had one credit card for five years, then the scoring systems would definitely see that as five yeas of credit history. So, creditors and scoring systems look at how long you have maintained each line of credit and the longer the better.


What to do with long outstanding checks?

Add them back to cash... credit income, or the expense accounts they were originally posted to. (Be careful if using computer software... this has a tendency to mess up numbers from prior years if the checks are that old.


Can a credit card company go after you for money forever?

As long as you have the debt, there is no expiration date.