As soon as you default on your loan terms, the authorization to repossess can go to a repo man. This is why it's important to remain in contact with your bank/car lot. If you are having financial trouble, call them to tell them what's going on; they can usually set something up to help you. Usually an order to repossess won't go out until you are three months behind--but this is with banks. Small car lots (buy-here-pay-here lots) can and will send out the repo order much sooner. If you are required to have auto insurance and drop it, the repo order usually goes out the next day.
not without legal cause
If the debt is on the car, or the car was used as collateral for the loan, YES they can repossess the vehicle!
if the creditor's name is nowhere on the title,only your name,no one else. no liens. No one can legally take your car.
You cannot be arrested for not surrendering a car. Make arrangements for the creditor to retrieve the car. If not, the creditor can repossess the car because the discharge terminated the automatic stay.
Unless you are a creditor, I assume you mean can you surrender a car to the lender in a voluntary repossession. If the creditor will do it, you can. Obviously it will depend on the mileage and condition of the car, but these days it is complicated by the state of the economy, so not likely. You can surrender the vehicle in a Chapter 7, where the creditor has no choice.
In some situations, YES. The threat of it is uasually enough to get the car repoed.
As soon as you have defaulted on the loan, a creditor can repossess your car. So 24 hours after you have failed to pay, they can repossess your vehicle without notifying you.
Yes Usually they allow a grace period for an arears payment, but they do not have to.
A creditor can repossess a vehicle at any time after a default(late payment, lack of insurance, etc.) occurs on the contract.
The loan company can repossess any car that the payments are delinquent on. Your BK does not prevent repossession of your car.
no they cannot
Repossess any merchandise, or, place a lien on your estate.