Two million dollars is the common amount that most chefs begin with. It is important to have a comprehensive policy to protect yourself in case you are sued.
No, the state of Texas does not require it as of the time of this answer. However, most Texas clients are financially savvy and are not likely to offer a contract or even accept a bid from an un-insured contractor. The first hallmark of a reputable contractor is that they come properly insured for the services being offered by contract bid. In other words, Your bid proposal should include documentation signifying that you are insured… Read More
The same as any claim. You just call the insurance company and notify them of your loss. If coverage is available then they will assign you a claim number and begin to process your claim.
Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.
Yes, you can. That's why you need to make certain anyone you hire has their own insurance coverage before they begin work. You can ask a contractor for proof of insurance and then make certain it's valid.
No, Not unless you did something like push the guy then you are not liable. Homeowners insurance does not provide coverage for hired workers. Contractors and handymen are expected to carry their own medical insurance or Work-mans Compensation for coverage of normal expected hazards of their chosen profession. Always make sure you are hiring a professional licensed contractor and verify their insurance before allowing the work to begin.
Under an insurance claim I had my roof shingled. The shingles were faulty and blew off. My insurance company says the problem is mine to deal with shingle company. Whos problem is it?
Your Homeowners Insurance Policy provides coverage for the perils listed on your insurance policy. Covered perils are typically, Fire, Wind, Hail, falling objects, etc. Poor workmanship by a contractor is never a covered peril. If the shingles are blowing off the roof in light to moderate winds, it would initially appear that they were not installed properly. If you have an issue of poor workmanship from your chosen contractor, You should contact the roofing contractor… Read More
I have a 9 acre lot in Riverside Cal. and I need to hire some help to clear the lot off. It has a great deal of trash and junk left on it from the previous owners. I need liability insurance for my hired workers for about a year , and then I will begin to bu8ild on the lot . firstname.lastname@example.org
You can get what's called a Special Event Policy which is a policy for one specific event only. Prices begin at $150 and you can get the policy from any independent insurance agent.
If you allowed a friend to drive your car and he totaled it but his insurance company subtracted 500 from the check for the deductible why do you pay for his deductible?
Because this was an at-fault incident, the 500.00 deductible is your responsibility. You as the owner of the vehicle allowed your friend to drive the car to begin with. Your friend in all fairness should pay you the 500 dollars. Why is your friend's insurance paying you? Your own comprehensive/collision policy should pay you (less the deductible) and then "subrogate" the claim to your friend's auto or general liability insurance or sue him directly if… Read More
You will have to contact an insurance company ans ask then for a rate. There are at least 30 questions that would need to be answered before anyone could even begin to think about what the cost might be.
Can you sue your own homeowners insurance if they don't repair your house properly after a water leak?
Your insurer paid the bill presented by your chosen contractor who made the repairs you requested. That was all they were required to do. So, you could probably sue, but you probably could not win. If your repairs were performed substandard, your claim is against the contractor who did the shoddy work or your contractors insurer, not the insurance company who already paid the bill. The insurer is not responsible for the quality of contractor… Read More
9 Things To Do When Your Roof Leaks First, control the interior damage as quickly as possible. Remove the water. Call your insurance agent. Inspect the roof, inside and out. Clear the gutters and downspouts. Inspect the flashing. Look for hidden damage. Check for pests. Call a licensed roofing contractor. Re-roofing can be expensive, so be sure to get several estimates from different contractors before selecting someone to do the work. Verify that the contractor… Read More
Yes, getting more than one citation for driving on public roads without insurance can begin to impact your insurance rates in Texas. If you've just had one ticket for no insurance recently or even another a while back you will see no change in your rates, but if you get a lot of these tickets you can start to look like a high risk, or an irresponsible driver to a potential insurer.
iIf you want to be a licensed repo business to deal with finance companies such as banks or credit agencies you will have to contact the Pennsylvania dept of banking they issue the license and have the requirements on the application and undergo a criminal background investigation also you will also have to check with the PA Dept of motor vehicles for tow truck plates and meet the requirements. If you want to do repos… Read More
How much will insurance rise when your 17 year old daughter gets her license and is added to your policy?
Mine doubled. It wasn't much to begin with, because I only carry liability on an old car. So it went from $600 a year to $1200.
Manager. That's the correct answer according to the contractor and small business test.
when was disability health insurance founded?
Pacific Life, Penn Mutual and Prudential are insurance companies. They begin with the letter p.
What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?
You need General Liability to begin with. This policy will need to cover medical costs that a student/customer would need if they get hurt or sick, cut or burn themselves or slip and fall. If you rent a kitchen/facility part of the requirements will be that your landlord be an 'additional insured' in case you burn the place down or cause other damage to the faclity. Each state has different laws on liability insurance. The… Read More
Generally speaking the principal is initially responsible for a bond claim. Ultimately, the liability for a surety bond claim in determined through the claims investigation by the surety company. Once the surety company has received notification of a potential claim or dispute or unpaid bill they will begin their investigation. The investigation will include, but is not limited to: contract review, progress of the contract from both the standpoint of the owner and the principal… Read More
The telephone book (yellowpages) is still likely the best place to begin looking.
A personal liability, or umbrella, policy pays liability limits above those you can get on your homeowners or other basic liability policy. If you are thinking of buying a personal liability policy, begin by finding out the maximum amount of personal liability your homeowners policy provides. Make sure you coordinate the liability limits so that the umbrella policy covers any liability claim in excess of the amount your basic policy will pay, up to the… Read More
ACC Insurance Co.
Does homeowner insurance cover damages to a neighbor's home due to owners new construction or renovation or should we purchase a builders risk policy to be safe for demolition and rebuilding?
No, your home owners Policy does not cover damage by your contractor or builder. Always make sure that any contractor you hire is properly insured before you allow him to begin his work, If you are comencing self construction then by all means obtain a builders risk policy for coverage of incidental losses related to your construction activities.
Health insurance deductables are what you have to meet out of pocket before your health insurance companies begin paying.
from a General Agent Yes you can start the policy and pay premium but the actual coverage will commence when you take possession of the vehicle.
Aetna, Allstate and AFLAC are insurance companies. They begin with the letter A.
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Aetna, AFLAC and Allstate are insurance companies. They begin with the letter a.
Well it depends on a few factors. The most significant factor is the type of business you are operating. For example if you are going to operate a trucking company transporting goods for others the Federal Government requires you to have minimum liability limits before you can begin operations. If you are operating as some sort of Construction Company you may be required by your state or local government to carry minimum liability limits or… Read More
The main job of an insurance claims adjuster is to evaluate and investigate insurance claims. They must begin by interviewing the claimant and witnesses.
· Aetna · Allstate
· Aetna · AFLAC · Allstate
It doesn't work that way, They don't pay by the square in Iowa or any state. As the roofing contractor, you just submit a bid proposal to the homeowner for the entire job. The home owner either accepts your bid or they don't accept it. The homeowner then, upon acceptance of your offer, forwards your bid to the Insurance Adjuster, If your bid is reasonable then they will accept it also and authorize the work… Read More
"Depending on what type of insurance you are seeking in the state of New York, Progressive Insurance and Nationwide Insurance may be in your best options, if you are seeking life insurance on the otherhand I would begin with Colonial Life Insurance."
general arts and general science
Samuel Zook was a Union general and Felix Zollicoffer was a Confederate general during the war. They begin with the letter Z.
Normally your P45 from your last job and/or National Insurance card.
As soon as they are added to the policy.
If you hire someone to trim a tree and that person damages a neighbor's tree while removing yours who is responsible?
That depends on whether the tree trimmers had their own liability insurance. If not then you would be held responsible because you hired them and set the situation in motion. That is definitely a question you want to ask anyone you plan to hire to work for you before they begin the work. Then you should get it in writing.
we recently signed a agreement with contractor to build in ground spa and gave contractor a initial deposit of $10000.00 in November 20 2012 and requested projected to be completed by January 5, 0r 6 2013. the first step was that contractor would pull permits for work but the contractor supply the city the proper paperwork which started first delay, so permits were delayed until after Christmas and the initial digging begin. from this point… Read More
So just in case you have a serious injury he can not be held responsible. Liability insurance will protect the trainer/instructor in the event a client is injured during a session. The client can file a claim with your insurance instead of going after you for the money (much like car insurance protects you in the event of an accident). All personal trainers should purchase insurance, even if you are an employee of a corporate… Read More
Health insurance began around 1861 during the war. It covered mostly travel accidents to begin with.
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.
A letter to the postmaster general should begin with "Dear Sir,".
You can not. The insurance you purchase when you rent a car assumes that you already have a valid drivers license, otherwise you can not rent the car to begin with.
An LLC is not necessary to begin investing in single-family homes by yourself. An insurance policy on the house and an umbrella policy over all your houses is usually enough liability protection (consult your attorney for legal advice). If you are taking on partners, you might consider an LLC to keep everything transparent to the IRS and each other.
There are zero characters that begin with the letters STS. in fact there don't appear to be any words in general that begin with STS.