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Usually 180 days after DLA. Be advised a charge off does not indicate that the debt is not valid and subject to collection procedures.

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โˆ™ 2006-07-14 19:29:57
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The law is derived from three main sources what are they

If there is an erroneous payment then

These funds last 5 years have limited use and cannot pay for new obligations

How do you know which transactions are awaiting your approval

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Q: When does a credit card issuer charge off an account after the account has been closed?
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Can you reopen a credit card that was closed by the issuer?

No. The reason a credit issuer closes an account is because they no longer consider you an acceptable risk.


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Yes. Creditors report to the credit reporting agencies the terms under which an account is closed. It looks bad and is a slightly more derogatory status when an account is closed by the lender vs. closed by the customer.


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Penalties and fees are established by the card issuer and information can be found in the terms of the agreement made when the account was opened.


If get a new credit card because of fraud will that effect credit?

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Do you have to have a bank account with the bank that issues the credit card?

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