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When does time start for the statute of limitations on credit card debt in Indiana?

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2010-05-17 15:51:40
2010-05-17 15:51:40

Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Indiana is 6 years. That is measured from the last use or payment.

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Related Questions


No, the statute of limitations won't start over again unless you make a payment.

Two-years is the statute of limitation in Indiana for reopening a divorce decree. If you donÕt know the start date, contact a layer for help.

I have received a bill from a collection company for back sales tax from December 1983. This is the first time i have heard anything about this. Is there a statute of limitations for this. Yes, but the statute of limitations doesn't start to run until you file the tax return.

Two years, unless you flee the state, then it doesn't start again until you return.

In every state, they start from the date of origination or last payment whichever is most recent.

It can cause the statute of limitations to start over, or at least toll. It will depend on the law in the jurisdiction and how it is written.

North Carolina has set the statute of limitations for an open ended account at 3 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your agreement for the applicable jurisdiction.

There are reasons the statute of limitations can 'start over' particularly on civil cases. Last injury, or in the case of debt, last acknowledgement of the debt will start it running again.

Missouri gives judgments a 10-year statute of limitations. Check with the court or lawyer to find out when is the start date.

The statute of limitations starts when the crime is discovered and stops when an arrest is made. If you have appeared in court then the statute of limitations would no longer apply.

Two years with Discovery Rule. The Discovery Rule is put in to make the statute of limitations start from the date of discovery of the injury.

The statute of limitations on an oral contract is 2 years in California. The statute of limitations on a written contract is 4 years in California. Both of these time limits start to "run" thirty days after the date of the breach or last payment.

That will depend on the specific jurisdiction. Often the statute does not start until the crime is discovered.

Indiana's statute of limitations for medical malpractice laws are pretty harsh in comparison with other states. It is two years from date of act or omission WITHOUT any discovery rule-which allows for the statute to start from the date of the discovery of the illness or injury caused by medical malpractice.

The statute of limitations starts counting immediately when you made the last payment to either the credit card company or the collection agency. If you ever make a payment to either of them the statute of limitations will start over. If you have not made any payments to the credit card company recently and the credit card company sells the debt to the collection agency, the collection agency's statute of limitations will be from the date that you last paid the credit card company. Furthermore, if the statute of limitations is over and the collection agency continues to keep collecting the debt, you can send them a letter (certified is the preferred method) to stop all contact with you. Under the Fair Credit Reporting Act (FCRA), they would be required to stop immediately upon receipt of the letter (unless they are taking legal action in a court then they can send you legal notices only). If they do not stop, you are entitled to collect monetary damages as outlined in the FRCA. This does not stop the collection agency from reporting to your credit report. Your credit reporting falls under a different set of rules which basically removes most collections debts (except for court judgements) after 7-10 years.

Charges cannot be filed once the statute of limitations has passed. There may be ways of tolling the start of the time.

It is a criminal law. I believe that the court would hold that as long as the individual was married to more than one individual, the statute of limitations would not start to run.

Not if they are still ongoing. The statute of limitations would not start to run until the last event in question.

Once the charges have been filed, the statute of limitations no longer applies. Filing charges removes the question as to whether they are going to be charged.

Yes, partial performance is indication that the debt or contract is valid. The statute of limitations does not start to run until the last contact or admission.

Yes there would be a statute of limitations, probably 3 years depending on the seriousness, it could be 6 years. It would start to run from the point the rifle was last in their possession.

As far as i can tell by my research is that it will start 6month after your last payment on an account !!

Statute of limitations laws vary by state. The clock doesn't start until authorities are aware of the crime. In other words, if a body is buried illegally, no statute of limitations would come into play until the body was discovered. After the discovery of the body, local law would dictate whether the crime would be subject to a statute of limitations, or whether it was sufficiently heinous to be prosecuted without time constraints.

Credit Unions do have laws and limitations about who can join and how much of the money that is in shares can be loaned out.

It would be very doubtful. Such a crime is definitely a felony. Many states do not have a statute of limitations on such crimes. And because a child is involved, even if they do have one, it doesn't start to run until the child turns 18.


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