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Answered 2008-08-09 02:10:29

No. Your credit score is always your own. Your spouse's credit does not affect yours (and vice-versa) unless you apply for credit jointly. However, even if you are extended credit jointly, any late payments or defaulted loans appear on each of your credit scores, and affects your credit scores individually.

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Where can one get a free credit score report?

People can get a free credit score report from many different websites. People can go to Credit Report website for a free credit report. Also, they can use Free Score Online site to get a free credit score report.


Do you loose you credit points if you had acredit card debt in collections?

Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.



How do you jump credit score?

Suddenly become Jewish. And a genius.


What does a credit score do for people?

A credit score is looked at to see if you can obtain a loan or get financed for a house, car, etc. It is important to try and keep your credit score as high as possible.


Is the credit score of 583 a good score?

583-619 is bad credit score in credit score range


What can you do to immediately boost your credit score?

Pretend you are married, say that you own your home, these are not checked and lead to a higher score


Will your credit score change if you get married?

No. When you get married, your credit reports are the same as they were when you were single. The actions you take WHILE married, however, may influence your credit score. In States that are considered "Community Property" or "Marital Property" (there are nine in the US), the spouse must always be included on any new loans. Accordingly, if your spouse decides to apply for credit, your credit score will be a component of whether or not your spouse is approved. Also, if your spouse does not pay that bill on time or skips a payment, your credit report will be impacted.


Is 525 a good credit score?

No, it is below average and people with that credit score have a hard time getting credit at a bank for a decent interest rate.


What is the average credit score by age group?

The average credit score is charted showing the relationship between age and the average credit scores. Younger people have lower credit scores than older people.


Is 629 a bad credit score?

A credit score of 629 is not a very bad credit score, but it is not a great credit score. A great score will be 700 and above.


What is the best score you can get in credit debt?

When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.


How do loans and debt consolidation affect credit score?

If you pay your bills on time and in full each month it will help your credit score rise. If you are late on payments and have outstanding payments then your credit score will become lower. Your credit score is an important thing to help you obtain loans such as car loans or a mortgage.



Does marrying a person with bad credit make your credit bad as well?

If you are concerned about your credit score enough to challenge your marriage, you probably shouldn't get married.


Is 606 a good credit score?

The credit score 606 is not an overly great credit score. it is a fair credit score. Credit scores of 700 and above are considered great.




Is FICO score and credit score the same thing?

IS FICO AND CREDIT SCORE THE SAME THING? IS FICO AND CREDIT SCORE THE SAME THING?


What does a 667 credit score mean?

A credit score of 630–689 is generally considered to be fair credit score, 700 or above is generally considered to be a good credit score.


Whose credit score is used on a joint mortgage?

Both persons if it is applicable. In some cases a married couple will hold a joint mortgage but only the wage earner will have a credit score on record.


What does the Clear Credit Corporation do?

The Clear Credit Corporation is a company that helps people improve their credit and maintain a good credit rating. The services they offer include the following: credit score optimization, credit restoration, debt settlement, and credit score consulting.


Loan Rates and Your Credit Score?

The loan rate you get depends mainly on how good or bad your credit score is. Historically, people with a 750 credit score default on their debt obligations 2% of the time, while people with a 650 credit score default on their debt obligations 15% of the time. So, the other 85% of people with a 650 score must pay for the 15% who do default through higher interest rates. Finding out what your credit score is and how you rank among other consumers is the first step to determining what type of loan rate you can expect to receive.


What is a credit report and a credit score?

A credit report basically contains information about your credit history, whereas Credit score is a number which is generated on the basis of your credit report. Score totally depends upon one's credit record, if history is good, credit score will be high. I always check my credit score free at Freecreditscore.com.


What credit score is perfect credit and what score is considered bad credit?

Credit score that is around or more than 700 is considered to be good and score below 500 is considered to be bad. It is always advised to constantly monitor your credit score.


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