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You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!

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โˆ™ 2007-04-20 03:10:50
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Q: When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
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Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?

you ni^^a


Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


If a friend borrows your car and gets in an accident does your auto insurance cover damages?

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.


What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?

You guessed it!


If I was in a 3 car accident and An uninsured motorist hit the car in front of me does the second vehicle who has insurance and then hit my car become responsible for my damages?

The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.


In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?

yes


Who is responsible for damages to an automobile if a minor takes parents car without permission and gets into accident by hitting another car and causing 2000 dollars in damages?

Parents


What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?

Once your insurance has paid, you are responsible for the rest.


What happens if you have no insurance on a rental car and a signed driver gets into an accident who is responsible for the other cars damages?

It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.


What should a person do if they were the 'at fault' driver in an accident and their insurance had been cancelled and they are now responsible for paying 6000 dollars in damages?

The moral answer would be for him to pay for the damages that he caused.


Is the mother of an 18 year old living at home responsible for damages he causes in an auto accident if the car and insurance are in his name?

No


What happens when your at fault in an accident but you can't pay for it?

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.


What does auto collision insurance mean?

Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.


What does collision auto insurance mean?

Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.


Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?

The answer should be yes to both parts of the question. You should notify them.


If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?

First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.


Is the insurance company responsible to pay for damages if a month after the accident you cancell the policy?

Yes, as long as coverage is in place on the date of the incident.


If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


Who pays for damage of car if unlicensed minor is in an accident?

The owner of the car and their insurance company are responsible for paying for the damages as a result of the accident. To avoid this problem, you can start hiding your keys.


Is the person responsible for a boating accident supposed to pay for damages?

Usually anyone that is responsible should pay for damages that they caused.


If a deceased person's car is wrecked and it does not have insurance is the executor of the estate liable if permission was not given to drive it?

The Estate would be responsible for any damages caused by the accident. The Estate would have to sue the driver who took the car to get back any monies paid.


Who covers damages if the vehicles is uninsurred but the driver has his own insurance?

When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.


What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?

Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.


If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?

Yes,, That's what it's for. It pays for damages you caused to another.

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