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The "pretrial" designation is a bit confusing as that is not a part of the civil lawsuit procedure. Nevertheless, the court itself does not seize a debtor's property except when it pertains to issues such as state taxes or unpaid child support. When a creditor wins a lawsuit a judgment is entered against the debtor. The creditor can then enforce the judgment in whatever manner the laws of the debtor's state allow. The preferred method is wage garnishment, followed by bank account levy, liens against real property, seizure and sale of nonexempt property belonging to the debtor. It is always preferable to have legal counsel when being sued, or at the very least legal advice on the matter.

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โˆ™ 2006-03-21 16:05:56
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Q: When you go to pretrial for a credit card debt can the courts take your car or bank accounts or force garnishment of your wages and should you get a lawyer?
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