Unfortunately, you left out critical details, such as how and where the accident occurred, who was At Fault, whether all involved parties are insured, and of what "pain and suffering" you are referring. Regardless, "pain and suffering" is a matter for the courts, not the insurance companies. As with any other case, at least in the USA, if the courts decide that "pain and suffering" is warranted, then the offender's insurance company would, most likely, appeal the ruling. If the appeal fails, then that insurance company is obligated to pay, assuming that the at-fault driver is so insured; otherwise, the offender's insurance company would not be involved at all, except for peripheral details, and the offender would take the brunt of the claim. If the offender wins the appeal, then the victim should appeal. As you can see, this can take a lot of time, money, and effort.
Insurance company is required to pay for actual damages. This means putting you back to where you were before the accident, not hitting the lottery to get something for nothing. There is no pain and suffering amounts.
You would need to sue the other party in the accident and not the insurance company itself. It was the other party that caused your injuries and not the carrier.
It depends. Contact your insurance provider for clarification of the policy terms/limits.
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
Yes it is mandatory in our company. It is the best way to refund on your damage.
who took over independent life and accident insurance company
It could be an insurance policy taken out with an insurance company in case of an accident.
Do not know what you mean. Did the insurance company cancel? Did you lose the card? New Hampshire and Wisconsin do not have mandatory auto insurance laws. If you have an accident any you are to blame, you still should pay the damage either out of your pocket or thru the insurance company. If you have insurance, you still have to pay for the damage, thru increased rates. I am opposed to mandatory auto insurance laws since they hurt poor people and even the insurance industry is opposed. Go to http://www.centspermilenow.org/715oppos.htm
They have been bought out by American General Life & Accident
No.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Depends on what insurance company it is.