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If you are looking for a loan and do not want a cosigner, you should probably rethink your situation. By saying you do not want a cosigner, you are hinting that you do not want your gaurdians to find out about this loan. If you are infact trying to hide this loan from them, you are probably trying to hide it because you are going to use the money for something you dont want them to know about. Now, lets say you got a DWI and dont want your gaurdians to find out about it. So, you think you can get a loan and take care of it without them knowing. This is possible, but Im not sure it is worth it. If you did indeed find a student loan in which you did not need a cosigner, your interest rate would be insanely high. With a cosigner, you're looking at 9.5-10.5%. That is already high. My advice... Get a job or tell your gaurdians (who will probably make you pay for it anyway but could atleast co-sign).
If you did not do anything bad and want money to do something bad, think about how much it is really going to cost you. For example, if you take $2000 to go party, shop, travel, or whatever, after four years at a 12% interest rate, that $2000 you spent is going to cost you over $3000 to pay back. And you can try and justify it (because afterall, you will be making sooooo much money after college <--- not true)
If you need student loans because you have no gaurdians and need to pay tuition, I'm positive your school will help you. Most schools have financial aid centers where they can offer loans and even set you up with a work/study program.
A good approach to student loans... from someone who loved the sooo much in college and despises them sooo much now that payments are due. When think about getting loans, and spending loans, take the price of the good or service you are thinking about buying, and multiply it by one and a half. Would you still buy it?
I needed loans, I got loans. However, I would not spend the loan money on things I wanted. I got a part time job and would spend that on drinks, parties, spring break, etc.
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∙ 16y ago
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Where can one find the interest rates for student loans?
There are many places where one can find the interest rates for student loans. One can find the interest rates for student loans by visiting popular on the web sources such as Wells Fargo, ASA, and Discover Student Loans.
How can you find more information about personal student loans?
One can find more information about personal student loans online at financial aid websites and at participating banks. Federal student loans offer more advantages than private loans.
I need a student loan could you get me one?
If you are looking for student loans you can go here: www.studentloans.gov/ to find a wide variety of student loans that will fit your needs for your education.
How can you find more information about the student loans interest rate?
Information about the U.S. federal student loans interest rate can be found on the web. The best sites to seek this out are the government sites Student Aid and Direct Loans.
Where can I find information about federal student loans?
You can find a lot of information about federal student loans online. There are many websites where you will be able to ask further questions and get help from other people.
Does a cosigner have to replay a federal student loan if the student dies?
Federal student loans do not currently have cosigners. Parents who take out federal PLUS loans for their kids often think they are a cosigner, when they are actually the sole borrower. All federal student loans are discharged if the student dies.
Are there student loans without cosigners?
A student-orphan does not need a cosigner if he has excellent academic performance but he needs to apply through the School Aids department to get the loan. On the other hand, a poorly academic performing student-orphan may not be able to use the assistance School Aids department but he/she can get the loan from the Federal loans schemes and the PLUS that requires cosigners.
Are private student loan cosigners in danger if you default on other loans they didn't cosign?
OP here with more details: the private student loans they are cosigned on are current/paid on time, but other private student loans (with the same lender) are about to default. Can this in any way cause problems for my cosigner?
Where can one find the interest rates for student loans?
There are many places where one can find the interest rates for student loans. One can find the interest rates for student loans by visiting popular on the web sources such as Wells Fargo, ASA, and Discover Student Loans.
Where do I find out about consolidating student loans?
Talk with whoever you got your student loans through. They will be able to tell you if you can consolidate your loans or not.
Where do you find student loans?
In the US, you can get student loans through the federal government by using FAFSA.
What is the procedure to apply for student loans?
To find out more information on applying for student loans go to www.fafsa.ed.gov. You will find all the information you will need for applying for loans for school.
Where can I search for alternative student loans?
You can find out information about alternative student loans and the competitive rates of student loans by sitting down with your banker and seeing what options they suggest.
How can you find more information about personal student loans?
One can find more information about personal student loans online at financial aid websites and at participating banks. Federal student loans offer more advantages than private loans.
Where to find forgivable student loans?
You can find info at www.defaultms.com/loan_forgiveness.html
Where can one find Canadian student loans?
National Student Loans and CanLearn are two organisations that can offer student loans to Canadians studying in Canada. Loans for overseas studies are also available but may be constrained by course type and duration.
I need a student loan could you get me one?
If you are looking for student loans you can go here: www.studentloans.gov/ to find a wide variety of student loans that will fit your needs for your education.
