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Where can my friend find a company that offers garage liability insurance for his dealership?
Wiki User
∙ 12y ago
A person can find garage liability insurance through their business insurance provider. There are usually several insurance providers that specialize in small businesses.
Wiki User
∙ 12y ago
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If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Would you recommend Hanover Insurance to a friend?
Yes I would I think that hanover insurance is a well trusted company and if I were to recomend it to a friend the friend I recomend it to would enjoy the professionalism of the company.
Can you sue your friend's insurance company if you were in an accident but they were not at fault?
You can.
What exactly is general liability?
General liability means that your friend has been found responsible for something. Liability is usually an insurance term, it means they pay for damages to other peoples property or self.
If you allowed a friend to drive your car and he totaled it but his insurance company subtracted 500 from the check for the deductible why do you pay for his deductible?
Because this was an at-fault incident, the 500.00 deductible is your responsibility. You as the owner of the vehicle allowed your friend to drive the car to begin with. Your friend in all fairness should pay you the 500 dollars. Why is your friend's insurance paying you? Your own comprehensive/collision policy should pay you (less the deductible) and then "subrogate" the claim to your friend's auto or general liability insurance or sue him directly if he has no insurance and send you the deductible after they have collected.
If friend drives your car and hits someone but is not insured by your insurance company who pays?
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
Can a insurance company make you wait to settle because your friend that was in the wreck got a lawyer?
No, each injury/coverage stands on it's own merit, if there were two injuries yours and your friends, your friend retained an attorney, that shouldn't affect the speed of your offer of settlement. Unless there is a liability question/disagreement and that is why your friend has an attorney.
Whose insurance company do we report to if the vehicle that was stolen was borrowed from a friend?
You should report the theft immediately to the police and to the car owner's insurance company.
If you loan your car which has liability insurance to a friend and he has an accident can other drivers sue you?
This depends on the state. In California if you loan a friend your vehicle and he kills someone with it, then you are also charged with manslaughter!
You had no insurance on your car What if your friend borrowed car with permission had an accident and was issued a citation Can you recover from friend's insurance?
Not likely. For property damage, insurance is primary to the vehicle. Unless you live in WI or NH, you are required to carry liability insurance, regardless if you drive your car or not. Liability pays for the damage your car causes to other people for their injuries and damage to their car. Knowingly lending your uninsured car to some one is legally the same thing as you driving without insurance. Your friend's insurance probably contains a non-owned vehicle clause, but this is designed for loaner cars from dealerships, test drives, and rental cars.
If your friend wrecked your car and you have only liability but he has full coverage who will pay for your car?
YOU will. only his liability will follow him. you loan your car, you loan your insurance as well. So looks like your not getting your car paid for.
Where can I find a lead for a good insurance company?
Probably the best way to find a good insurance company is to ask your relatives or friend about their insurance company because most of the adds on magazines or web may exagerate to get more costumers.
