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Where can one get dismemberment insurance for accidental death?
Wiki User
∙ 10y ago
Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.
Wiki User
∙ 10y ago
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Would a death from a spider snake etc be considered an accidental death and would coverage still pay?
I doubt it. What is the definition of accident in the policy? Here's a partial definition that I found: What Is Accidental Death & Dismemberment (AD&D) Insurance? Accidental Death and Dismemberment is a life insurance product that pays proceeds to your designated beneficiaries if you die or are disabled as a result of injuries caused by a covered accident (not due to an illness). A covered accident is one that is explicitly mentioned in the policy as a basis for payment. http://www.chase.com/cm/cs?pagename=Chase/Href&urlname=chase/pf/insurance/lh/add
How to get the best rates for accidental death insurance?
In order to find the best rates for accidental death insurance, it would be advisable to meet with insurance agents who could help one find the best policy for their line of work.
Which type of insurance will pay for the loss of the insured's leg or arm?
Accidental death and dismemberment is one kind of insurance that may pay for this loss. Also, some life insurance policies provide for the payment of part of the proceeds in a situation like this. However, in many cases, the insured may have to have sustained the loss of more than one limb or bodily function (such as eyesight, coupled with loss of a limb) to recover. Disability insurance is another possibility if the loss of the limb renders the insured unable to work. This is more complicated, as it depends greatly upon the type of disability policy involved and the functional incapacity sustained by the injured person.
Where can one go to purchase accidental insurance?
One can go to various automobile insurance companies to purchase accidental insurance. The insurance can either bought via the telephone or via the internet. An example company who offers this service is Progressive Auto Insurance.
Where can one purchase accidental damage insurance?
There are several companies that one can purchase accidental damage insurance. These companies include Safe Ware, Travel Guard, and iVacation Online.
To collect on a life insurance policy do you have to have the death certificate with the cause of death or can you use a death certificate that does not have the cause of death?
A death certificate with the cause of death is usually required on life insurance policies. It depends on the insurance company, the type of policy and what its terms are. An insurance company will most likely require a death certificate with the cause of death, because the cause of death is important in all life insurance claims. If the policy is one for accidental death benefits only, the company is entitled to know and the beneficiary has to prove that death was accidental. An insurer is entitled to know whether death occurred as a result of suicide, which might not be covered by a standard life insurance policy. Also, an insurance company is entitled to know if the death was a homicide that the beneficiary had something to do with, because that would render the beneficiary ineligible to collect benefits.
What does term misadventure or accidental death mean at inquest?
Misadventure means the same as accidental death. An accidental death is one that was not intended. In other words, the person did not commit suicide. Death by misadventure could be caused by an accidental overdose, a no-fault car crash, or any other sort of accident.
What are the benefits of having holiday car insurance?
The benefits of having holiday car insurance are great. It covers the travelers driving from one destination to another. They have car replacement & repair, medical expenses, and accidental death.
What type of insurance will pay for the loss of insurers leg or arm?
Accidental death and dismemberment is one kind of insurance that may pay for this loss. Also, some life insurance policies provide for the payment of part of the proceeds in a situation like this. However, in many cases, the insured may have to have sustained the loss of more than one limb or bodily function (such as eyesight, coupled with loss of a limb) to recover. Disability insurance is another possibility if the loss of the limb renders the insured unable to work. This is more complicated, as it depends greatly upon the type of disability policy involved and the functional incapacity sustained by the injured person.
Can a wife sue homeowner's insurance for her husband's accidental death on their property?
No, Presumably You and your spouse are the named insureds on your policy. Your Homeowners Insurance policy is Hazard Insurance for your home that protects the insured for covered perils such as fire, wind, hail, theft etc. A Homeowners Policy usually offers Liability coverage which protects the insured(s) for costs associated with liabilities for certain injuries or damages to others or the property of another for which the named insured could be held liable. Since there is no color of law that allows one to be "Liable" to ones self. There would be no expectation of coverage for the death of the named insured or the spouse from your Homeowners Insurance Policy. Although one can certainly sue almost anyone for any thing. In this case the suit would almost certainly fail due to no coverage. The type of Insurance that you would need to cover an accidental death would be Life Insurance or an Accidental Death Policy.
Is falling off a boat and drowning considered accidental death?
If no one pushed you, yes.
Was there zero casualties at fort Sumter?
Effectively. At the lowering of the flag, there was one accidental death and one injury.
