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Catastrophic Medical Insurance is a policy that has a high deductible it is designed to provide coverage for chronic medical problems. All major medical carriers will offer this type of coverage. Under the Affordable Care Act there are programs that offer this type of coverage. They will also provide low copay for preventive care coverage so you can get the best of both worlds.
This type of program is best for people in good health that seldom go to the doctor but want worst case coverage. It offers protections of your assets and your family
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